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TZID:America/Chicago
TZUNTIL:20281105T070000Z
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TZNAME:CST
DTSTART:20251102T020000
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RDATE:20261101T020000
RDATE:20271107T020000
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DTSTART:20260308T020000
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BEGIN:VEVENT
UID:20251202T103000UTC-0160aLbipv@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Partner Meetings
DTSTART;TZID=America/Chicago:20260106T103000
DTEND;TZID=America/Chicago:20260106T123000
RRULE:FREQ=MONTHLY;UNTIL=20261201T060000Z;INTERVAL=1;BYDAY=TU;BYSETPOS=1
SUMMARY:CTXMLS Advisory Council Meeting
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/39-part
 ner-meetings/10722-ctxmls-advisory-council-meeting-2
END:VEVENT
BEGIN:VEVENT
UID:20251202T120000UTC-6222PwVLjU@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:FRAR Committee Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>For more information on this
  committee\, please contact the Rebecca Wiley\,&nbsp\;<joomla-hidden-mail 
  is-link='1' is-email='1' first='YmVja3lzZWxsc25iaG9tZXM0dQ==' last='Z21ha
 WwuY29t' text='YmVja3lzZWxsc25iaG9tZXM0dUBnbWFpbC5jb20=' base='' >This ema
 il address is being protected from spambots. You need JavaScript enabled t
 o view it.</joomla-hidden-mail>&nbsp\;.</span></p>\n<p><span style='font-s
 ize: 18pt\;'>Location:</span></p>\n<p><span style='font-size: 18pt\;'>Firs
 t United Bank - Seguin</span></p>\n<p><span style='font-size: 18pt\;'>200 
 N. Austin St</span></p>\n<p><span style='font-size: 18pt\;'>Seguin\, Texas
  78155</span></p>
DTSTART;TZID=America/Chicago:20260203T120000
DTEND;TZID=America/Chicago:20260203T130000
RRULE:FREQ=MONTHLY;UNTIL=20261201T060000Z;INTERVAL=1;BYDAY=TU;BYSETPOS=1
SUMMARY:Guadalupe County Government Affairs Committee Meeting
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/21-comm
 ittee-meeting/10592-guadalupe-county-government-affairs-committee-meeting
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>For more in
 formation on this committee\, please contact the Rebecca Wiley\,&nbsp\;<jo
 omla-hidden-mail  is-link='1' is-email='1' first='YmVja3lzZWxsc25iaG9tZXM0
 dQ==' last='Z21haWwuY29t' text='YmVja3lzZWxsc25iaG9tZXM0dUBnbWFpbC5jb20=' 
 base='' >This email address is being protected from spambots. You need Jav
 aScript enabled to view it.</joomla-hidden-mail>&nbsp\;.</span></p>\n<p><s
 pan style='font-size: 18pt\;'>Location:</span></p>\n<p><span style='font-s
 ize: 18pt\;'>First United Bank - Seguin</span></p>\n<p><span style='font-s
 ize: 18pt\;'>200 N. Austin St</span></p>\n<p><span style='font-size: 18pt\
 ;'>Seguin\, Texas 78155</span></p>
END:VEVENT
BEGIN:VEVENT
UID:20260803T083000UTC-5453a8OF5U@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span data-wrapper='true' style='font-size: 14pt\;'><stron
 g>Provider: 8-CEP | Course #39181-RECE| 2 CE</strong></span>\n<div><span s
 tyle='font-size: 14pt\;'><strong>Financial Wellness Series</strong></span>
 </div>\n<div><br /><span style='font-size: 14pt\;'>This course teaches rea
 l estate professionals how to take control of their finances\, even with u
 npredictable commission-based income. Participants will learn how to build
  a simple\, effective budget\, create a consistent pay-yourself system\, a
 nd put basic tax planning into practice. The course also covers how to est
 ablish emergency reserves\, use essential financial tools and retirement o
 ptions\, and protect both income and assets. By the end\, agents will have
  a clear framework to manage money with confidence and long-term stability
 .</span></div>\n<div><span style='font-size: 14pt\;'></span></div>\n<div><
 span style='font-size: 14pt\;'>Financial Wellness Series</span></div>\n</d
 iv>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/account/login/?cobaltsr
 c=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=c5ef4405
 -0b7a-f111-a745-00155d0079f3'><img src='images/buttons/Registration.png' w
 idth='320' height='90' alt='Registration' style='float: left\;' /></a></p>
 \n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260804T120000
DTEND;TZID=America/Chicago:20260804T140000
SUMMARY:Smart Budgeting for Real Estate Pros (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11741-smart-budgeting-for-real-estate-pros-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span data-wrapper='true' style='font-siz
 e: 14pt\;'><strong>Provider: 8-CEP | Course #39181-RECE| 2 CE</strong></sp
 an>\n<div><span style='font-size: 14pt\;'><strong>Financial Wellness Serie
 s</strong></span></div>\n<div><br /><span style='font-size: 14pt\;'>This c
 ourse teaches real estate professionals how to take control of their finan
 ces\, even with unpredictable commission-based income. Participants will l
 earn how to build a simple\, effective budget\, create a consistent pay-yo
 urself system\, and put basic tax planning into practice. The course also 
 covers how to establish emergency reserves\, use essential financial tools
  and retirement options\, and protect both income and assets. By the end\,
  agents will have a clear framework to manage money with confidence and lo
 ng-term stability.</span></div>\n<div><span style='font-size: 14pt\;'></sp
 an></div>\n<div><span style='font-size: 14pt\;'>Financial Wellness Series<
 /span></div>\n</div>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/accoun
 t/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.
 aspx?cid=c5ef4405-0b7a-f111-a745-00155d0079f3'><img src='images/buttons/Re
 gistration.png' width='320' height='90' alt='Registration' style='float: l
 eft\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbs
 p\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260728T130000UTC-7482ihr1Sv@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 14pt\;'>ABR ELECTIVE</span></div>
 \n<div>&nbsp\;</div>\n<div><span style='font-size: 14pt\;'>Course #32071</
 span><br /><span style='font-size: 14pt\;'>Provider: REALTOR Academy - 000
 8</span><br /><span style='font-size: 14pt\;'>15 CE Credits</span></div>\n
 <div>&nbsp\;</div>\n<div><span style='font-size: 14pt\;'>Regardless of how
  long a real estate agent has been in the business\, seller agency has bee
 n available and more importantly\, it remains the primary focus for agents
  across the country. However\, since the advent of buyer agency and the em
 phasis on training how to be an effective buyer representative\, it has be
 come apparent we can no longer assume seller agents have the same level of
  effectiveness. The Seller Representative Specialist course is a 16 hour c
 ourse designed to take a new agent to an accomplished level sooner and an 
 already successful agent to an even higher level of competency. It focuses
  on the skills necessary to properly represent a property owner\, includin
 g agency\, marketing\, and servicing the client.</span></div>\n<p>&nbsp\;<
 /p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco.
 sabor.com/Education/Registration/Details.aspx?cid=72deb081-7fba-f011-9e21-
 00155d102117'><img src='images/buttons/Registration.png' width='320' heigh
 t='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>
 \n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260805T083000
DTEND;TZID=America/Chicago:20260806T170000
SUMMARY:Seller Representative Specialist (SRS) Designation - 2 Days (Zoom O
 nly)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11740-seller-representative-specialist-srs-designation-2-d
 ays-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 14pt\;'>ABR ELECT
 IVE</span></div>\n<div>&nbsp\;</div>\n<div><span style='font-size: 14pt\;'
 >Course #32071</span><br /><span style='font-size: 14pt\;'>Provider: REALT
 OR Academy - 0008</span><br /><span style='font-size: 14pt\;'>15 CE Credit
 s</span></div>\n<div>&nbsp\;</div>\n<div><span style='font-size: 14pt\;'>R
 egardless of how long a real estate agent has been in the business\, selle
 r agency has been available and more importantly\, it remains the primary 
 focus for agents across the country. However\, since the advent of buyer a
 gency and the emphasis on training how to be an effective buyer representa
 tive\, it has become apparent we can no longer assume seller agents have t
 he same level of effectiveness. The Seller Representative Specialist cours
 e is a 16 hour course designed to take a new agent to an accomplished leve
 l sooner and an already successful agent to an even higher level of compet
 ency. It focuses on the skills necessary to properly represent a property 
 owner\, including agency\, marketing\, and servicing the client.</span></d
 iv>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/account/login/?cobaltsr
 c=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=72deb081
 -7fba-f011-9e21-00155d102117'><img src='images/buttons/Registration.png' w
 idth='320' height='90' alt='Registration' style='float: left\;' /></a></p>
 \n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260804T120000UTC-039368H37p@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 14pt\;'>ABR ELECTIVE</span><br /><
 br /><span style='font-size: 14pt\;'>Provider: Texas REALTORS - 0001</span
 ><br /><span style='font-size: 14pt\;'>8 CE Credits</span>\n<div><br /><sp
 an style='font-size: 14pt\;'>For many real estate professionals\, short sa
 les and foreclosures are the new “traditional” real estate transaction. Kn
 owing how to help sellers maneuver the complexities of short sales as well
  as help buyers pursue short sale and foreclosure opportunities are not me
 rely good skills to have in today’s market-they are critical. And while sh
 ort sales and foreclosures are not for the faint of heart\, agents with th
 e proper tools and training can use these specialty areas to build their b
 usiness for the long term.</span></div>\n</div>\n<p>&nbsp\;</p>\n<p><a hre
 f='https://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Educ
 ation/Registration/Details.aspx?cid=bc01438e-83ba-f011-9e21-00155d102117'>
 <img src='images/buttons/Registration.png' width='320' height='90' alt='Re
 gistration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</
 p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260805T083000
DTEND;TZID=America/Chicago:20260805T170000
SUMMARY:Short Sales & Foreclosure Resource (SFR) Certification (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11742-short-sales-foreclosure-resource-sfr-certification-z
 oom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 14pt\;'>ABR ELECT
 IVE</span><br /><br /><span style='font-size: 14pt\;'>Provider: Texas REAL
 TORS - 0001</span><br /><span style='font-size: 14pt\;'>8 CE Credits</span
 >\n<div><br /><span style='font-size: 14pt\;'>For many real estate profess
 ionals\, short sales and foreclosures are the new “traditional” real estat
 e transaction. Knowing how to help sellers maneuver the complexities of sh
 ort sales as well as help buyers pursue short sale and foreclosure opportu
 nities are not merely good skills to have in today’s market-they are criti
 cal. And while short sales and foreclosures are not for the faint of heart
 \, agents with the proper tools and training can use these specialty areas
  to build their business for the long term.</span></div>\n</div>\n<p>&nbsp
 \;</p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ram
 co.sabor.com/Education/Registration/Details.aspx?cid=bc01438e-83ba-f011-9e
 21-00155d102117'><img src='images/buttons/Registration.png' width='320' he
 ight='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;<
 /p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260805T083000UTC-7200HxvpK0@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 14pt\;'><strong>Provider 2-
 CEP | Course #13610-RECE | 3 CE</strong></span></div>\n<div><span style='f
 ont-size: 14pt\;'></span></div>\n<div><span style='font-size: 14pt\;'>Buil
 ding on the foundational written skills acquired in AI for Real Estate Par
 t 1\, this intermediate course delves into the dynamic realm of video mark
 eting using cutting-edge AI tools. Participants will gain hands-on experie
 nce with both free and paid AI platforms to create captivating videos tail
 ored for various social media channels. Learn the art of repurposing exist
 ing video content\, incorporating on-screen text\, and leveraging trending
  features observed across popular social platforms. Discover efficient met
 hods to convert written blog or social posts into engaging video content. 
 Uncover the potential of AI avatars to deliver personalized messages\, whe
 ther presenting market statistics\, teasing new listings\, or offering hom
 e staging tips. Throughout the course\, participants will critically exami
 ne the ethical and legal implications associated with utilizing these vide
 o tools for self-promotion or property listings\, ensuring a comprehensive
  understanding of responsible and effective AI-driven marketing strategies
 .</span></div>\n</div>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/acco
 unt/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Detail
 s.aspx?cid=6ead3b43-834d-f111-a743-00155d0079f3'><img src='images/buttons/
 Registration.png' width='320' height='90' alt='Registration' style='float:
  left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&n
 bsp\;</p>
DTSTART;TZID=America/Chicago:20260805T090000
DTEND;TZID=America/Chicago:20260805T120000
SUMMARY:AI for Real Estate Marketing 2 – Video Marketing Mastery (Zoom Only
 )
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11743-ai-for-real-estate-marketing-2-video-marketing-maste
 ry-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 14pt\;'><s
 trong>Provider 2-CEP | Course #13610-RECE | 3 CE</strong></span></div>\n<d
 iv><span style='font-size: 14pt\;'></span></div>\n<div><span style='font-s
 ize: 14pt\;'>Building on the foundational written skills acquired in AI fo
 r Real Estate Part 1\, this intermediate course delves into the dynamic re
 alm of video marketing using cutting-edge AI tools. Participants will gain
  hands-on experience with both free and paid AI platforms to create captiv
 ating videos tailored for various social media channels. Learn the art of 
 repurposing existing video content\, incorporating on-screen text\, and le
 veraging trending features observed across popular social platforms. Disco
 ver efficient methods to convert written blog or social posts into engagin
 g video content. Uncover the potential of AI avatars to deliver personaliz
 ed messages\, whether presenting market statistics\, teasing new listings\
 , or offering home staging tips. Throughout the course\, participants will
  critically examine the ethical and legal implications associated with uti
 lizing these video tools for self-promotion or property listings\, ensurin
 g a comprehensive understanding of responsible and effective AI-driven mar
 keting strategies.</span></div>\n</div>\n<p>&nbsp\;</p>\n<p><a href='https
 ://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Education/Re
 gistration/Details.aspx?cid=6ead3b43-834d-f111-a743-00155d0079f3'><img src
 ='images/buttons/Registration.png' width='320' height='90' alt='Registrati
 on' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&
 nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260806T090000UTC-75308hLMVj@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>4 CE HR</stro
 ng></span></li>\n<li><span style='font-size: 18pt\;'><strong>9:00 am - 1:0
 0 pm&nbsp\;</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>No Cost&nbsp\;</strong></span></li>\n<li><span style='font-size: 18pt\
 ;'><strong>Course No. 48361</strong></span></li>\n<li><span style='font-si
 ze: 18pt\;'><strong>Provider-Texas REALTORS® #1</strong></span></li>\n<li>
 <span style='font-size: 18pt\;'><strong><strong>Zoom Class (off site instr
 uctor via Zoom)&nbsp\;</strong></strong></span></li>\n<li><span style='fon
 t-size: 18pt\;'><strong>Instructor-Erica Goff</strong>&nbsp\;</span></li>
 \n</ul>\n<table>\n<tbody>\n<tr>\n<td>\n<p><span style='font-size: 18pt\;'>
 <strong>Course description</strong></span></p>\n</td>\n<td>&nbsp\;</td>\n<
 /tr>\n</tbody>\n</table>\n<p><span style='font-size: 18pt\;'><strong>This 
 course by will provide knowledge to real estate agents using Clareity and 
 Matrix. Course will cover Clareity dashboard and resources\, Matrix basic 
 functions as well as tools and tricks! Information in this course will hel
 p agents use the systems more effectively\, and also save them time and fr
 ustration.</strong></span></p>\n<p><strong><em><span style='font-size: 18p
 t\;'>CANCELLED</span></em></strong></p>\n<p><span style='font-size: 18pt\;
  color: #ff0000\;'>Check in will start at 8:50am</span></p>\n<p><span styl
 e='font-size: 18pt\; color: #000000\;'>Join Zoom Meeting</span></p>\n<p><s
 pan style='font-size: 18pt\; color: #3366ff\;'><a href='https://us02web.zo
 om.us/j/87018174912' style='color: #3366ff\;'></a><a href='https://us02web
 .zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href='https://us02
 web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href='https://u
 s02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href='https:
 //us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href='htt
 ps://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href='
 https://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'>https://us
 02web.zoom.us/j/87018174912</a><span></span></span></p>\n<p><span style='f
 ont-size: 18pt\;'>Meeting ID: 870 1817 4912</span></p>
DTSTART;TZID=America/Chicago:20260806T090000
DTEND;TZID=America/Chicago:20260806T130000
SUMMARY:Cancelled - 4 HR CE Class: (Free) How to Make Your Job Easier with 
 Clareity and Matrix (Virtual)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/10556-4-hr-ce-class-free-how-to-make-your-job-easier-with-
 clareity-and-matrix-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>4 CE HR</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>9:00 am - 1:00 pm&nbsp\;</strong></span></li>\n<li><span style='font-s
 ize: 18pt\;'><strong>No Cost&nbsp\;</strong></span></li>\n<li><span style=
 'font-size: 18pt\;'><strong>Course No. 48361</strong></span></li>\n<li><sp
 an style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #1</strong><
 /span></li>\n<li><span style='font-size: 18pt\;'><strong><strong>Zoom Clas
 s (off site instructor via Zoom)&nbsp\;</strong></strong></span></li>\n<li
 ><span style='font-size: 18pt\;'><strong>Instructor-Erica Goff</strong>&nb
 sp\;</span></li>\n</ul>\n<table>\n<tbody>\n<tr>\n<td>\n<p><span style='fon
 t-size: 18pt\;'><strong>Course description</strong></span></p>\n</td>\n<td
 >&nbsp\;</td>\n</tr>\n</tbody>\n</table>\n<p><span style='font-size: 18pt\
 ;'><strong>This course by will provide knowledge to real estate agents usi
 ng Clareity and Matrix. Course will cover Clareity dashboard and resources
 \, Matrix basic functions as well as tools and tricks! Information in this
  course will help agents use the systems more effectively\, and also save 
 them time and frustration.</strong></span></p>\n<p><strong><em><span style
 ='font-size: 18pt\;'>CANCELLED</span></em></strong></p>\n<p><span style='f
 ont-size: 18pt\; color: #ff0000\;'>Check in will start at 8:50am</span></p
 >\n<p><span style='font-size: 18pt\; color: #000000\;'>Join Zoom Meeting</
 span></p>\n<p><span style='font-size: 18pt\; color: #3366ff\;'><a href='ht
 tps://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href=
 'https://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a hr
 ef='https://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a
  href='https://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a
 ><a href='https://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'>
 </a><a href='https://us02web.zoom.us/j/87018174912' style='color: #3366ff\
 ;'></a><a href='https://us02web.zoom.us/j/87018174912' style='color: #3366
 ff\;'>https://us02web.zoom.us/j/87018174912</a><span></span></span></p>\n<
 p><span style='font-size: 18pt\;'>Meeting ID: 870 1817 4912</span></p>
END:VEVENT
BEGIN:VEVENT
UID:20260807T100000UTC-5452veccbz@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:FRAR Committee Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>For Details\, please contact
  Martin Gutierrez\, VP of Government Affairs and Advocacy.</span></p>\n<p>
 <span style='font-size: 18pt\;'>Email:&nbsp\;<joomla-hidden-mail  is-link=
 '1' is-email='1' first='bWFydGlu' last='c2Fib3IuY29t' text='bWFydGluQHNhYm
 9yLmNvbQ==' base='' >This email address is being protected from spambots. 
 You need JavaScript enabled to view it.</joomla-hidden-mail></span></p>\n<
 p>&nbsp\;</p>\n<p><span style='font-size: 18pt\;'>Zoom Option will be prov
 ided via email.</span></p>
DTSTART;TZID=America/Chicago:20260807T100000
DTEND;TZID=America/Chicago:20260807T110000
SUMMARY:Legislative Management Team Committee Meeting
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/21-comm
 ittee-meeting/11777-legislative-management-team-committee-meeting
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>For Details
 \, please contact Martin Gutierrez\, VP of Government Affairs and Advocacy
 .</span></p>\n<p><span style='font-size: 18pt\;'>Email:&nbsp\;<joomla-hidd
 en-mail  is-link='1' is-email='1' first='bWFydGlu' last='c2Fib3IuY29t' tex
 t='bWFydGluQHNhYm9yLmNvbQ==' base='' >This email address is being protecte
 d from spambots. You need JavaScript enabled to view it.</joomla-hidden-ma
 il></span></p>\n<p>&nbsp\;</p>\n<p><span style='font-size: 18pt\;'>Zoom Op
 tion will be provided via email.</span></p>
END:VEVENT
BEGIN:VEVENT
UID:20260806T090000UTC-93862xd1vs@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 14pt\;'><strong>Provider 8-
 CEP | Course #39159-RECE | 2 CE</strong></span></div>\n<div><span style='f
 ont-size: 14pt\;'><strong>Financial Wellness Series</strong></span></div>
 \n<div><span style='font-size: 14pt\;'></span></div>\n<div><span style='fo
 nt-size: 14pt\;'>This course provides real estate brokers and team leaders
  with a clear\, practical understanding of payroll compliance and worker c
 lassification. Participants will learn how to properly distinguish employe
 es from independent contractors using IRS guidelines\, understand payroll 
 tax and withholding responsibilities\, and choose the right payroll system
 s to stay compliant. The training also covers the most common payroll mist
 akes that put brokerages at legal and financial risk\, as well as the docu
 mentation and record-keeping required to pass an audit. By the end of the 
 course\, brokers will know how to protect their business\, avoid costly vi
 olations\, and maintain a compliant payroll process.</span></div>\n</div>
 \n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=h
 ttps://ramco.sabor.com/Education/Registration/Details.aspx?cid=bd8ab658-0b
 7a-f111-a745-00155d0079f3'><img src='images/buttons/Registration.png' widt
 h='320' height='90' alt='Registration' style='float: left\;' /></a></p>\n<
 p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260807T100000
DTEND;TZID=America/Chicago:20260807T120000
SUMMARY:Record-Keeping Best Practices for Real Estate Pros (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11746-record-keeping-best-practices-for-real-estate-pros-z
 oom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 14pt\;'><s
 trong>Provider 8-CEP | Course #39159-RECE | 2 CE</strong></span></div>\n<d
 iv><span style='font-size: 14pt\;'><strong>Financial Wellness Series</stro
 ng></span></div>\n<div><span style='font-size: 14pt\;'></span></div>\n<div
 ><span style='font-size: 14pt\;'>This course provides real estate brokers 
 and team leaders with a clear\, practical understanding of payroll complia
 nce and worker classification. Participants will learn how to properly dis
 tinguish employees from independent contractors using IRS guidelines\, und
 erstand payroll tax and withholding responsibilities\, and choose the righ
 t payroll systems to stay compliant. The training also covers the most com
 mon payroll mistakes that put brokerages at legal and financial risk\, as 
 well as the documentation and record-keeping required to pass an audit. By
  the end of the course\, brokers will know how to protect their business\,
  avoid costly violations\, and maintain a compliant payroll process.</span
 ></div>\n</div>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/account/log
 in/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?
 cid=bd8ab658-0b7a-f111-a745-00155d0079f3'><img src='images/buttons/Registr
 ation.png' width='320' height='90' alt='Registration' style='float: left\;
 ' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</
 p>
END:VEVENT
BEGIN:VEVENT
UID:20260820T081500UTC-2336MA8UVI@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 14pt\;'>Provider - 2 | Cour
 se #10012-RENE | 4 CE</span></div>\n<div>&nbsp\;</div>\n<p><span style='fo
 nt-size: 14pt\;'>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH TH
 E PROVIDED PDF HANDBOOK</span></p>\n<div><br /><span style='font-size: 14p
 t\;'>Did you know that as a license holder you have legal requirements and
  regulations for engaging in the real estate business? Perhaps you also be
 long to a trade association connected to the real estate business that has
  a code of conduct and you see that as a requirement for engaging in the b
 usiness. There is more to your requirements than a trade associa­tion expe
 ctations. It is every license holder’s responsibility to know and operate 
 under the current laws applicable to their license. The course covers the 
 requirements Texas law places upon all license holders regard­ing ethical 
 conduct when facilitating a real estate transaction.</span></div>\n<div>&n
 bsp\;</div>\n<div>&nbsp\;</div>\n</div>\n<p><a href='https://sabor.com/acc
 ount/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Detai
 ls.aspx?cid=cc55fcbc-71b3-f011-9e21-00155d102117'><img src='images/buttons
 /Registration.png' width='320' height='90' alt='Registration' style='float
 : left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&
 nbsp\;</p>
DTSTART;TZID=America/Chicago:20260808T090000
DTEND;TZID=America/Chicago:20260808T130000
SUMMARY:Legal Update I (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11767-legal-update-i-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 14pt\;'>Pr
 ovider - 2 | Course #10012-RENE | 4 CE</span></div>\n<div>&nbsp\;</div>\n<
 p><span style='font-size: 14pt\;'>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOL
 LOW ALONG WITH THE PROVIDED PDF HANDBOOK</span></p>\n<div><br /><span styl
 e='font-size: 14pt\;'>Did you know that as a license holder you have legal
  requirements and regulations for engaging in the real estate business? Pe
 rhaps you also belong to a trade association connected to the real estate 
 business that has a code of conduct and you see that as a requirement for 
 engaging in the business. There is more to your requirements than a trade 
 associa­tion expectations. It is every license holder’s responsibility to 
 know and operate under the current laws applicable to their license. The c
 ourse covers the requirements Texas law places upon all license holders re
 gard­ing ethical conduct when facilitating a real estate transaction.</spa
 n></div>\n<div>&nbsp\;</div>\n<div>&nbsp\;</div>\n</div>\n<p><a href='http
 s://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Education/R
 egistration/Details.aspx?cid=cc55fcbc-71b3-f011-9e21-00155d102117'><img sr
 c='images/buttons/Registration.png' width='320' height='90' alt='Registrat
 ion' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>
 &nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20251110T103000UTC-9643wudXUE@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:FRAR Committee Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>For more information on this
  committee\, please contact the Committee Chairs.</span></p>\n<p>&nbsp\;</
 p>\n<p><span style='font-size: 18pt\;'>Cheri Kimble:&nbsp\;<joomla-hidden-
 mail  is-link='1' is-email='1' first='Q2hlcmlLaW1ibGVUWFJlYWx0b3I=' last='
 Z21haWwuY29t' text='Q2hlcmlLaW1ibGVUWFJlYWx0b3JAZ21haWwuY29t' base='' >Thi
 s email address is being protected from spambots. You need JavaScript enab
 led to view it.</joomla-hidden-mail></span></p>\n<p><span style='font-size
 : 18pt\;'>Stephanie Jameson:&nbsp\;<joomla-hidden-mail  is-link='1' is-ema
 il='1' first='c3RlcGhhbmll' last='c2lzdGVycml2ZXJzcmVhbHR5LmNvbQ==' text='
 c3RlcGhhbmllQHNpc3RlcnJpdmVyc3JlYWx0eS5jb20=' base='' >This email address 
 is being protected from spambots. You need JavaScript enabled to view it.<
 /joomla-hidden-mail></span></p>
DTSTART;TZID=America/Chicago:20260810T103000
DTEND;TZID=America/Chicago:20260810T113000
SUMMARY:Rescheduled TBD: Scholarship Committee Meeting
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/21-comm
 ittee-meeting/11158-scholarship-committee-meeting-2
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>For more in
 formation on this committee\, please contact the Committee Chairs.</span><
 /p>\n<p>&nbsp\;</p>\n<p><span style='font-size: 18pt\;'>Cheri Kimble:&nbsp
 \;<joomla-hidden-mail  is-link='1' is-email='1' first='Q2hlcmlLaW1ibGVUWFJ
 lYWx0b3I=' last='Z21haWwuY29t' text='Q2hlcmlLaW1ibGVUWFJlYWx0b3JAZ21haWwuY
 29t' base='' >This email address is being protected from spambots. You nee
 d JavaScript enabled to view it.</joomla-hidden-mail></span></p>\n<p><span
  style='font-size: 18pt\;'>Stephanie Jameson:&nbsp\;<joomla-hidden-mail  i
 s-link='1' is-email='1' first='c3RlcGhhbmll' last='c2lzdGVycml2ZXJzcmVhbHR
 5LmNvbQ==' text='c3RlcGhhbmllQHNpc3RlcnJpdmVyc3JlYWx0eS5jb20=' base='' >Th
 is email address is being protected from spambots. You need JavaScript ena
 bled to view it.</joomla-hidden-mail></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20260113T090000UTC-4849cSM6Hl@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:FRAR Committee Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>For more information on this
  committee\, please contact the committee chairs.</span></p>\n<p>&nbsp\;</
 p>\n<p><span style='font-size: 18pt\;'>Jennifer Hellums: <joomla-hidden-ma
 il  is-link='1' is-email='1' first='amVubmlmZXJoZWxsdW1zLnJlYWx0b3I=' last
 ='Z21haWwuY29t' text='amVubmlmZXJoZWxsdW1zLnJlYWx0b3JAZ21haWwuY29t' base='
 ' >This email address is being protected from spambots. You need JavaScrip
 t enabled to view it.</joomla-hidden-mail></span></p>\n<p>&nbsp\;</p>\n<p>
 <span style='font-size: 18pt\;'>Keely Hennig: <joomla-hidden-mail  is-link
 ='1' is-email='1' first='a2VlbHloZW5uaWc=' last='b3V0bG9vay5jb20=' text='a
 2VlbHloZW5uaWdAb3V0bG9vay5jb20=' base='' >This email address is being prot
 ected from spambots. You need JavaScript enabled to view it.</joomla-hidde
 n-mail></span></p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260414T090000
DTEND;TZID=America/Chicago:20260414T100000
RRULE:FREQ=MONTHLY;COUNT=5;INTERVAL=2;BYDAY=TU;BYSETPOS=2
SUMMARY:Caldwell County Government Affairs Committee Meeting
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/21-comm
 ittee-meeting/11419-caldwell-county-government-affairs-committee-meeting
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>For more in
 formation on this committee\, please contact the committee chairs.</span><
 /p>\n<p>&nbsp\;</p>\n<p><span style='font-size: 18pt\;'>Jennifer Hellums: 
 <joomla-hidden-mail  is-link='1' is-email='1' first='amVubmlmZXJoZWxsdW1zL
 nJlYWx0b3I=' last='Z21haWwuY29t' text='amVubmlmZXJoZWxsdW1zLnJlYWx0b3JAZ21
 haWwuY29t' base='' >This email address is being protected from spambots. Y
 ou need JavaScript enabled to view it.</joomla-hidden-mail></span></p>\n<p
 >&nbsp\;</p>\n<p><span style='font-size: 18pt\;'>Keely Hennig: <joomla-hid
 den-mail  is-link='1' is-email='1' first='a2VlbHloZW5uaWc=' last='b3V0bG9v
 ay5jb20=' text='a2VlbHloZW5uaWdAb3V0bG9vay5jb20=' base='' >This email addr
 ess is being protected from spambots. You need JavaScript enabled to view 
 it.</joomla-hidden-mail></span></p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260811T090000UTC-47893X9wi7@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 18pt\;'><strong>Provider 8-
 CEP | Course #10783-RECE | 3 CE</strong></span></div>\n<div><span style='f
 ont-size: 18pt\;'><strong>This class meets the 3-hour</strong>&nbsp\;<stro
 ng>TREC&nbsp\;</strong>&nbsp\;<strong>contracts requirement for your licen
 se renewal.</strong></span></div>\n<div><span style='font-size: 18pt\;'></
 span></div>\n</div>\n<div><span style='font-size: 18pt\;'><strong>PLEASE B
 RING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH THE PROVIDED PDF HANDBOOK</
 strong></span></div>\n<div><br /><span style='font-size: 18pt\;'>This 3-ho
 ur contracts-related course provides a review of the rules that complies w
 ith the NAR's MLS rule change.&nbsp\; We will discuss the 16 forms that we
 re updated and the three (3) new forms that were created.&nbsp\; We will w
 alk you through the contract changes and discuss how this affects your day
 -to-day business.&nbsp\;</span><br /><span style='font-size: 18pt\;'></spa
 n>\n<div><span style='font-size: 18pt\;'>You do not want to miss it!</span
 ></div>\n<div><span style='font-size: 18pt\;'></span></div>\n<div><a href=
 'https://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Educat
 ion/Registration/Details.aspx?cid=0caf4e01-eb73-f111-a745-00155d0079f3'><i
 mg src='images/buttons/REGISTER%20BUTTON.png' width='320' height='100' alt
 ='REGISTER BUTTON' /></a></div>\n</div>
DTSTART;TZID=America/Chicago:20260811T090000
DTEND;TZID=America/Chicago:20260811T120000
SUMMARY:Contract Updates: Keeping Current (In-Person/SABOR)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11778-contract-updates-keeping-current-in-person-sabor
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 18pt\;'><s
 trong>Provider 8-CEP | Course #10783-RECE | 3 CE</strong></span></div>\n<d
 iv><span style='font-size: 18pt\;'><strong>This class meets the 3-hour</st
 rong>&nbsp\;<strong>TREC&nbsp\;</strong>&nbsp\;<strong>contracts requireme
 nt for your license renewal.</strong></span></div>\n<div><span style='font
 -size: 18pt\;'></span></div>\n</div>\n<div><span style='font-size: 18pt\;'
 ><strong>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH THE PROVID
 ED PDF HANDBOOK</strong></span></div>\n<div><br /><span style='font-size: 
 18pt\;'>This 3-hour contracts-related course provides a review of the rule
 s that complies with the NAR's MLS rule change.&nbsp\; We will discuss the
  16 forms that were updated and the three (3) new forms that were created.
 &nbsp\; We will walk you through the contract changes and discuss how this
  affects your day-to-day business.&nbsp\;</span><br /><span style='font-si
 ze: 18pt\;'></span>\n<div><span style='font-size: 18pt\;'>You do not want 
 to miss it!</span></div>\n<div><span style='font-size: 18pt\;'></span></di
 v>\n<div><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco
 .sabor.com/Education/Registration/Details.aspx?cid=0caf4e01-eb73-f111-a745
 -00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' width='320'
  height='100' alt='REGISTER BUTTON' /></a></div>\n</div>
END:VEVENT
BEGIN:VEVENT
UID:20251211T120000UTC-8919K5UnJc@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:FRAR Committee Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>For more information on this
  committee\, please contact Jessica Hille\,&nbsp\;<joomla-hidden-mail  is-
 link='1' is-email='1' first='amhpbGxl' last='Y2JoYXJwZXIuY29t' text='amhpb
 GxlQGNiaGFycGVyLmNvbQ==' base='' >This email address is being protected fr
 om spambots. You need JavaScript enabled to view it.</joomla-hidden-mail>&
 nbsp\;or Chris Parreira\, <joomla-hidden-mail  is-link='1' is-email='1' fi
 rst='Y2hyaXNwLnR4cmVhbHRvcg==' last='Z21haWwuY29t' text='Y2hyaXNwLnR4cmVhb
 HRvckBnbWFpbC5jb20=' base='' >This email address is being protected from s
 pambots. You need JavaScript enabled to view it.</joomla-hidden-mail>.</sp
 an></p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260113T120000
DTEND;TZID=America/Chicago:20260113T130000
RRULE:FREQ=MONTHLY;UNTIL=20261208T060000Z;INTERVAL=1;BYDAY=TU;BYSETPOS=2
SUMMARY:Comal County Government Affairs Committee Meeting
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/21-comm
 ittee-meeting/10616-comal-county-government-affairs-committee-meeting
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>For more in
 formation on this committee\, please contact Jessica Hille\,&nbsp\;<joomla
 -hidden-mail  is-link='1' is-email='1' first='amhpbGxl' last='Y2JoYXJwZXIu
 Y29t' text='amhpbGxlQGNiaGFycGVyLmNvbQ==' base='' >This email address is b
 eing protected from spambots. You need JavaScript enabled to view it.</joo
 mla-hidden-mail>&nbsp\;or Chris Parreira\, <joomla-hidden-mail  is-link='1
 ' is-email='1' first='Y2hyaXNwLnR4cmVhbHRvcg==' last='Z21haWwuY29t' text='
 Y2hyaXNwLnR4cmVhbHRvckBnbWFpbC5jb20=' base='' >This email address is being
  protected from spambots. You need JavaScript enabled to view it.</joomla-
 hidden-mail>.</span></p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260811T130000UTC-0741uw9fl5@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div class='twelve floated' id='rightSidebarLeftContent'>\n<art
 icle class='post medium'>\n<div class='medium-content'>\n<div class='tabs-
 container'>\n<div id='tab0' class='tab-content'>\n<div data-wrapper='true'
  dir='ltr'>\n<div><span style='font-size: 18pt\;'><strong>Provider 2-CEP |
  Course #10816-RECE | 2 CE</strong></span></div>\n<div><span style='font-s
 ize: 18pt\;'></span></div>\n<div><span style='font-size: 18pt\;'><strong>D
 eath\, Divorce\, &amp\; Probate</strong></span></div>\n<div><span style='f
 ont-size: 18pt\;'></span></div>\n<div><span style='font-size: 18pt\;'>One 
 thing that is certain in life is death. When you mix in real estate\, the 
 owner of a property can be misinterpreted.</span></div>\n<div><span style=
 'font-size: 18pt\;'></span></div>\n<div><span style='font-size: 18pt\;'>To
 pics to be discussed:</span></div>\n<div><span style='font-size: 18pt\;'>-
  Probate and wills</span></div>\n<div><span style='font-size: 18pt\;'>- Ho
 w death affects the closing process</span></div>\n<div><span style='font-s
 ize: 18pt\;'>- Guide clients through a complex process with confidence.</s
 pan></div>\n<div><span style='font-size: 18pt\;'></span></div>\n<div><span
  style='font-size: 18pt\;'><strong>Instructor: Doug Watson</strong></span>
 </div>\n<div>&nbsp\;</div>\n<div><a href='https://sabor.com/account/login/
 ?cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid
 =56855361-eb73-f111-a745-00155d0079f3'><img src='images/buttons/REGISTER%2
 0BUTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a></div>\n
 </div>\n<span id='RightSidebarLeftContentPlaceHolder_EventSummary_DetailTa
 bs_DescriptionPanel'></span></div>\n</div>\n</div>\n</article>\n</div>\n<d
 iv class='four floated sidebar right' id='rightSidebarRightContent'>\n<asi
 de class='sidebar' id='rightSidebar'></aside>\n</div>
DTSTART;TZID=America/Chicago:20260811T130000
DTEND;TZID=America/Chicago:20260811T160000
SUMMARY:Estate Planning and Probate (In Person/SABOR)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11779-estate-planning-and-probate-in-person-sabor
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div class='twelve floated' id='rightSidebarLe
 ftContent'>\n<article class='post medium'>\n<div class='medium-content'>\n
 <div class='tabs-container'>\n<div id='tab0' class='tab-content'>\n<div da
 ta-wrapper='true' dir='ltr'>\n<div><span style='font-size: 18pt\;'><strong
 >Provider 2-CEP | Course #10816-RECE | 2 CE</strong></span></div>\n<div><s
 pan style='font-size: 18pt\;'></span></div>\n<div><span style='font-size: 
 18pt\;'><strong>Death\, Divorce\, &amp\; Probate</strong></span></div>\n<d
 iv><span style='font-size: 18pt\;'></span></div>\n<div><span style='font-s
 ize: 18pt\;'>One thing that is certain in life is death. When you mix in r
 eal estate\, the owner of a property can be misinterpreted.</span></div>\n
 <div><span style='font-size: 18pt\;'></span></div>\n<div><span style='font
 -size: 18pt\;'>Topics to be discussed:</span></div>\n<div><span style='fon
 t-size: 18pt\;'>- Probate and wills</span></div>\n<div><span style='font-s
 ize: 18pt\;'>- How death affects the closing process</span></div>\n<div><s
 pan style='font-size: 18pt\;'>- Guide clients through a complex process wi
 th confidence.</span></div>\n<div><span style='font-size: 18pt\;'></span><
 /div>\n<div><span style='font-size: 18pt\;'><strong>Instructor: Doug Watso
 n</strong></span></div>\n<div>&nbsp\;</div>\n<div><a href='https://sabor.c
 om/account/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration
 /Details.aspx?cid=56855361-eb73-f111-a745-00155d0079f3'><img src='images/b
 uttons/REGISTER%20BUTTON.png' width='320' height='100' alt='REGISTER BUTTO
 N' /></a></div>\n</div>\n<span id='RightSidebarLeftContentPlaceHolder_Even
 tSummary_DetailTabs_DescriptionPanel'></span></div>\n</div>\n</div>\n</art
 icle>\n</div>\n<div class='four floated sidebar right' id='rightSidebarRig
 htContent'>\n<aside class='sidebar' id='rightSidebar'></aside>\n</div>
END:VEVENT
BEGIN:VEVENT
UID:20260812T081500UTC-3634HUncBj@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<p><span style='font-size: 18pt\;'>Provider #8-CEP</span></p>\n
 <div><span style='font-size: 18pt\;'>Course #10810-RECE</span></div>\n<div
 ><span style='font-size: 18pt\;'>4 CE</span></div>\n<div><span style='font
 -size: 18pt\;'></span></div>\n<div><span style='font-size: 18pt\;'>Real es
 tate agents will learn how to successfully navigate owner and tenant relat
 ions\, state and federal regulations. To assist professional managers to r
 each these goals. Will also help real estate professionals manage their li
 ability in property management transactions.</span>\n<div><span style='fon
 t-size: 18pt\;'></span></div>\n<div><span style='font-size: 18pt\;'>Delive
 ry methods: Formal lecture\, self-discovery\, group exploration and facili
 tator led discussions. This is an onsite delivered course.</span></div>\n<
 div>&nbsp\;</div>\n<div><a href='https://sabor.com/account/login/?cobaltsr
 c=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=cfd7c1a0
 -eb73-f111-a745-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.p
 ng' width='320' height='100' alt='REGISTER BUTTON' /></a></div>\n</div>
DTSTART;TZID=America/Chicago:20260812T081500
DTEND;TZID=America/Chicago:20260812T121500
SUMMARY:Property Management: Managing Risk (In Person/SABOR)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11780-property-management-managing-risk-in-person-sabor
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>Provider #8
 -CEP</span></p>\n<div><span style='font-size: 18pt\;'>Course #10810-RECE</
 span></div>\n<div><span style='font-size: 18pt\;'>4 CE</span></div>\n<div>
 <span style='font-size: 18pt\;'></span></div>\n<div><span style='font-size
 : 18pt\;'>Real estate agents will learn how to successfully navigate owner
  and tenant relations\, state and federal regulations. To assist professio
 nal managers to reach these goals. Will also help real estate professional
 s manage their liability in property management transactions.</span>\n<div
 ><span style='font-size: 18pt\;'></span></div>\n<div><span style='font-siz
 e: 18pt\;'>Delivery methods: Formal lecture\, self-discovery\, group explo
 ration and facilitator led discussions. This is an onsite delivered course
 .</span></div>\n<div>&nbsp\;</div>\n<div><a href='https://sabor.com/accoun
 t/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.
 aspx?cid=cfd7c1a0-eb73-f111-a745-00155d0079f3'><img src='images/buttons/RE
 GISTER%20BUTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a>
 </div>\n</div>
END:VEVENT
BEGIN:VEVENT
UID:20260805T180000UTC-9775ptTlRc@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 14pt\;'>PLEASE BRING LAPTOP
 /MOBILE DEVICE TO FOLLOW ALONG WITH THE PROVIDED PDF HANDBOOK</span><br />
 <br /><span style='font-size: 14pt\;'>Broker Responsibility (2025-2026)</s
 pan><br /><span style='font-size: 14pt\;'>6 CE Credits</span></div>\n<div>
 <span style='font-size: 14pt\;'>Provider REALTOR Academy - 8</span></div>
 \n<div><span style='font-size: 14pt\;'>Course 02675-RENE</span><br /><br /
 ><span style='font-size: 14pt\;'>Broker Responsibility is a required 6-hou
 r continuing education course (CE) course. Any license holder may take thi
 s course\; all broker license holders are required to take the course.</sp
 an><br /><span style='font-size: 14pt\;'>This course covers some important
  new and revised forms as well as information regarding the regulatory asp
 ects of the management\, operation\, and supervision of a real estate brok
 erage firm in Texas. It provides information about a broker’s responsibili
 ties and obligations under the Texas Administrative Code (22 TAC §532.2) w
 hich sets forth specific requirements and best practices for brokers.</spa
 n></div>\n<div><br /><span style='font-size: 14pt\;'>KEY POINTS</span><br 
 /><span style='font-size: 14pt\;'>-Scope and Competency</span><br /><span 
 style='font-size: 14pt\;'>- Fiduciary Responsibilities</span><br /><span s
 tyle='font-size: 14pt\;'>- Property Management and Trust Accounts</span><b
 r /><span style='font-size: 14pt\;'>- Delegated Supervisors and Teams</spa
 n><br /><span style='font-size: 14pt\;'>- Advertising and Registration of 
 Names</span><br /><span style='font-size: 14pt\;'>- Written Policies</span
 ><br /><span style='font-size: 14pt\;'>- Additional Broker Duties</span></
 div>\n</div>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/account/login/
 ?cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid
 =cda79592-85d4-f011-9e27-00155d102117'><img src='images/buttons/Registrati
 on.png' width='320' height='90' alt='Registration' style='float: left\;' /
 ></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260812T083000
DTEND;TZID=America/Chicago:20260812T153000
SUMMARY:Broker Responsibility (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11745-broker-responsibility-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 14pt\;'>PL
 EASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH THE PROVIDED PDF HAND
 BOOK</span><br /><br /><span style='font-size: 14pt\;'>Broker Responsibili
 ty (2025-2026)</span><br /><span style='font-size: 14pt\;'>6 CE Credits</s
 pan></div>\n<div><span style='font-size: 14pt\;'>Provider REALTOR Academy 
 - 8</span></div>\n<div><span style='font-size: 14pt\;'>Course 02675-RENE</
 span><br /><br /><span style='font-size: 14pt\;'>Broker Responsibility is 
 a required 6-hour continuing education course (CE) course. Any license hol
 der may take this course\; all broker license holders are required to take
  the course.</span><br /><span style='font-size: 14pt\;'>This course cover
 s some important new and revised forms as well as information regarding th
 e regulatory aspects of the management\, operation\, and supervision of a 
 real estate brokerage firm in Texas. It provides information about a broke
 r’s responsibilities and obligations under the Texas Administrative Code (
 22 TAC §532.2) which sets forth specific requirements and best practices f
 or brokers.</span></div>\n<div><br /><span style='font-size: 14pt\;'>KEY P
 OINTS</span><br /><span style='font-size: 14pt\;'>-Scope and Competency</s
 pan><br /><span style='font-size: 14pt\;'>- Fiduciary Responsibilities</sp
 an><br /><span style='font-size: 14pt\;'>- Property Management and Trust A
 ccounts</span><br /><span style='font-size: 14pt\;'>- Delegated Supervisor
 s and Teams</span><br /><span style='font-size: 14pt\;'>- Advertising and 
 Registration of Names</span><br /><span style='font-size: 14pt\;'>- Writte
 n Policies</span><br /><span style='font-size: 14pt\;'>- Additional Broker
  Duties</span></div>\n</div>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.co
 m/account/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/
 Details.aspx?cid=cda79592-85d4-f011-9e27-00155d102117'><img src='images/bu
 ttons/Registration.png' width='320' height='90' alt='Registration' style='
 float: left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
 \n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260812T081500UTC-0911hZraIV@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 18pt\;'>#39331-RECE | Provider #8-
 CEP | 1 CE</span></div>\n<div>&nbsp\;</div>\n<div><span style='font-size: 
 18pt\;'>Artificial Intelligence (AI) is transforming real estate\, but to 
 fully harness its power\, REALTORS® must approach it thoughtfully. From st
 rengthening client relationships to streamlining operations\, this class w
 ill go over the essential best practices that ensure AI tools are used eff
 ectively\, professionally\, and ethically.</span></div>\n<div><span style=
 'font-size: 18pt\;'>By following these best practices\, you can leverage A
 I to enhance client relationships\, streamline processes\, and stay at the
  forefront of real estate innovation while upholding high standards of pro
 fessionalism and ethics.</span></div>\n<div>\n<div><span style='font-size:
  18pt\;'></span></div>\n<div><span style='font-size: 18pt\;'>&nbsp\;<a hre
 f='https://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Educ
 ation/Registration/Details.aspx?cid=12391a16-ed73-f111-a745-00155d0079f3'>
 <img src='images/buttons/REGISTER%20BUTTON.png' width='320' height='100' a
 lt='REGISTER BUTTON' /></a></span></div>\n</div>
DTSTART;TZID=America/Chicago:20260812T131500
DTEND;TZID=America/Chicago:20260812T141500
SUMMARY:Trending Topics in Artificial Intelligence (In Person/SABOR)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11781-trending-topics-in-artificial-intelligence-in-person
 -sabor
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 18pt\;'>#39331-RE
 CE | Provider #8-CEP | 1 CE</span></div>\n<div>&nbsp\;</div>\n<div><span s
 tyle='font-size: 18pt\;'>Artificial Intelligence (AI) is transforming real
  estate\, but to fully harness its power\, REALTORS® must approach it thou
 ghtfully. From strengthening client relationships to streamlining operatio
 ns\, this class will go over the essential best practices that ensure AI t
 ools are used effectively\, professionally\, and ethically.</span></div>\n
 <div><span style='font-size: 18pt\;'>By following these best practices\, y
 ou can leverage AI to enhance client relationships\, streamline processes\
 , and stay at the forefront of real estate innovation while upholding high
  standards of professionalism and ethics.</span></div>\n<div>\n<div><span 
 style='font-size: 18pt\;'></span></div>\n<div><span style='font-size: 18pt
 \;'>&nbsp\;<a href='https://sabor.com/account/login/?cobaltsrc=https://ram
 co.sabor.com/Education/Registration/Details.aspx?cid=12391a16-ed73-f111-a7
 45-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' width='32
 0' height='100' alt='REGISTER BUTTON' /></a></span></div>\n</div>
END:VEVENT
BEGIN:VEVENT
UID:20260825T123000UTC-4887VGrCLu@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 18pt\;'><strong>Provider - 1-CEP |
  Course #10012-RENE | 4 CE</strong></span></div>\n<div><span style='font-s
 ize: 18pt\;'></span></div>\n<div><span style='font-size: 18pt\;'><strong>P
 LEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH THE PROVIDED PDF BOO
 K.</strong></span></div>\n<div>\n<div><br /><span style='font-size: 18pt\;
 '>Did you know that as a license holder you have legal requirements and re
 gulations for engaging in the real estate business? Perhaps you also belon
 g to a trade association connected to the real estate business that has a 
 code of conduct and you see that as a requirement for engaging in the busi
 ness. There is more to your requirements than a trade associa­tion expecta
 tions. It is every license holder’s responsibility to know and operate und
 er the current laws applicable to their license. The course covers the req
 uirements Texas law places upon all license holders regard­ing ethical con
 duct when facilitating a real estate transaction.</span></div>\n</div>\n<p
 ><span style='font-size: 18pt\;'></span></p>\n<p><a href='https://sabor.co
 m/account/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/
 Details.aspx?cid=83541dd0-70b3-f011-9e21-00155d102117'><img src='images/bu
 ttons/REGISTER%20BUTTON.png' width='320' height='100' alt='REGISTER BUTTON
 ' style='float: left\;' /></a></p>
DTSTART;TZID=America/Chicago:20260813T081500
DTEND;TZID=America/Chicago:20260813T121500
SUMMARY:Legal Update 1 (In Person/SABOR)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11782-legal-update-1-in-person-only-sabor
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 18pt\;'><strong>P
 rovider - 1-CEP | Course #10012-RENE | 4 CE</strong></span></div>\n<div><s
 pan style='font-size: 18pt\;'></span></div>\n<div><span style='font-size: 
 18pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH THE
  PROVIDED PDF BOOK.</strong></span></div>\n<div>\n<div><br /><span style='
 font-size: 18pt\;'>Did you know that as a license holder you have legal re
 quirements and regulations for engaging in the real estate business? Perha
 ps you also belong to a trade association connected to the real estate bus
 iness that has a code of conduct and you see that as a requirement for eng
 aging in the business. There is more to your requirements than a trade ass
 ocia­tion expectations. It is every license holder’s responsibility to kno
 w and operate under the current laws applicable to their license. The cour
 se covers the requirements Texas law places upon all license holders regar
 d­ing ethical conduct when facilitating a real estate transaction.</span><
 /div>\n</div>\n<p><span style='font-size: 18pt\;'></span></p>\n<p><a href=
 'https://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Educat
 ion/Registration/Details.aspx?cid=83541dd0-70b3-f011-9e21-00155d102117'><i
 mg src='images/buttons/REGISTER%20BUTTON.png' width='320' height='100' alt
 ='REGISTER BUTTON' style='float: left\;' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20260807T100000UTC-29162JxhOT@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>&nbsp\;</div>\n<p><span style='font-size: 14pt\;'>30 SAE/C
 E Credits</span><br /><span style='font-size: 14pt\;'>TREC Approved</span>
 <br /><span style='font-size: 14pt\;'>Course #02640-REQC</span><br /><br /
 ><span style='font-size: 14pt\;'>The&nbsp\;Graduate\, REALTOR Institute (G
 RI) Designation&nbsp\;is one of the most prestigious and widely recognized
  designations available to the real estate professional. REALTORS who succ
 essfully complete all three GRI courses have the privilege of joining the 
 ranks of the elite group of REALTORS Institute graduates.</span><br /><spa
 n style='font-size: 14pt\;'>GRI: Business Skills is a required course for 
 REALTORS to become eligible to obtain the distinguished GRI designation. I
 t covers:</span><br /><span style='font-size: 14pt\;'>- Seller services\,<
 /span><br /><span style='font-size: 14pt\;'>- Buyer services\,</span><br /
 ><span style='font-size: 14pt\;'>- Technology\, and</span><br /><span styl
 e='font-size: 14pt\;'>- Environment &amp\; green building.</span><br /><br
  /><span style='font-size: 14pt\;'>Participants earn 30 hours of core cred
 it toward the required Sales Apprentice Education (SAE) or broker’s licens
 e.</span><br /><br /><span style='font-size: 14pt\;'>ABR ELECTIVE: To earn
  the GRI Designation\, all three (3) courses have to be completed:</span><
 /p>\n<p><br /><span style='font-size: 14pt\;'>GRI: Business Skills</span><
 /p>\n<p><br /><span style='font-size: 14pt\;'><a href='https://www.realtor
 academy.com/courses/graduate-realtor-institute-designation-gri-marketing-b
 usiness-skills/'>GRI: Brokerage</a></span></p>\n<div><span style='font-siz
 e: 14pt\;'><a href='https://www.realtoracademy.com/courses/graduate-realto
 r-institute-designation-gri-real-estate-brokerage/'>GRI: Contracts to Clos
 ing</a></span></div>\n<p><span style='font-size: 14pt\;'></span></p>\n<p><
 a href='https://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com
 /Education/Registration/Details.aspx?cid=06cc4285-77ba-f011-9e21-00155d102
 117'><img src='images/buttons/Registration.png' width='320' height='90' al
 t='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbs
 p\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260813T083000
DTEND;TZID=America/Chicago:20260813T170000
RRULE:FREQ=DAILY;UNTIL=20260814T050000Z;INTERVAL=1
SUMMARY:GRI: Business Skills (SAE) (4 Days) (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11747-gri-business-skills-sae-4-days-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>&nbsp\;</div>\n<p><span style='font-size:
  14pt\;'>30 SAE/CE Credits</span><br /><span style='font-size: 14pt\;'>TRE
 C Approved</span><br /><span style='font-size: 14pt\;'>Course #02640-REQC<
 /span><br /><br /><span style='font-size: 14pt\;'>The&nbsp\;Graduate\, REA
 LTOR Institute (GRI) Designation&nbsp\;is one of the most prestigious and 
 widely recognized designations available to the real estate professional. 
 REALTORS who successfully complete all three GRI courses have the privileg
 e of joining the ranks of the elite group of REALTORS Institute graduates.
 </span><br /><span style='font-size: 14pt\;'>GRI: Business Skills is a req
 uired course for REALTORS to become eligible to obtain the distinguished G
 RI designation. It covers:</span><br /><span style='font-size: 14pt\;'>- S
 eller services\,</span><br /><span style='font-size: 14pt\;'>- Buyer servi
 ces\,</span><br /><span style='font-size: 14pt\;'>- Technology\, and</span
 ><br /><span style='font-size: 14pt\;'>- Environment &amp\; green building
 .</span><br /><br /><span style='font-size: 14pt\;'>Participants earn 30 h
 ours of core credit toward the required Sales Apprentice Education (SAE) o
 r broker’s license.</span><br /><br /><span style='font-size: 14pt\;'>ABR 
 ELECTIVE: To earn the GRI Designation\, all three (3) courses have to be c
 ompleted:</span></p>\n<p><br /><span style='font-size: 14pt\;'>GRI: Busine
 ss Skills</span></p>\n<p><br /><span style='font-size: 14pt\;'><a href='ht
 tps://www.realtoracademy.com/courses/graduate-realtor-institute-designatio
 n-gri-marketing-business-skills/'>GRI: Brokerage</a></span></p>\n<div><spa
 n style='font-size: 14pt\;'><a href='https://www.realtoracademy.com/course
 s/graduate-realtor-institute-designation-gri-real-estate-brokerage/'>GRI: 
 Contracts to Closing</a></span></div>\n<p><span style='font-size: 14pt\;'>
 </span></p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https:
 //ramco.sabor.com/Education/Registration/Details.aspx?cid=06cc4285-77ba-f0
 11-9e21-00155d102117'><img src='images/buttons/Registration.png' width='32
 0' height='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nb
 sp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260817T083000UTC-5371vGCErc@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 14pt\;'>All Courses require the us
 e of a laptop Computer or Tablet. A laptop computer is preferred.</span>\n
 <div><br /><span style='font-size: 14pt\;'>TACS 2: Commercial Real Estate 
 Property Development.</span></div>\n<div><br /><span style='font-size: 14p
 t\;'>Course credit hours: 30\; Provider&nbsp\;&nbsp\;Texas REALTORS® - 000
 1</span></div>\n<div><br /><span style='font-size: 14pt\;'>The Texas Accre
 dited Commercial Specialist (TACS) certification teaches you how to repres
 ent clients\, perform market analyses\, negotiate\, and understand propert
 y development and management. The TACS will also equip you with skills in 
 marketing and business development. This certification shows that you've p
 ursued an intensive course of study in commercial real estate and that you
 're dedicated to providing the highest level of service to clients.</span>
 </div>\n<div><span style='font-size: 14pt\;'></span><br /><span style='fon
 t-size: 14pt\;'>TACS 2: Commercial Real Estate Property Development is a r
 equired course for REALTORSÂ® to become eligible to obtain the Texas Accre
 dited Commercial Specialist (TACS). certification. It covers:</span><br />
 <span style='font-size: 14pt\;'>â€¢ Leasing\, Property and Operations Mana
 gement</span><br /><span style='font-size: 14pt\;'>â€¢ Valuation of Proper
 ty</span><br /><span style='font-size: 14pt\;'>â€¢ Due Diligence</span><br
  /><span style='font-size: 14pt\;'>â€¢ Valuation considerations</span><br 
 /><span style='font-size: 14pt\;'>â€¢ And more</span><br /><span style='fo
 nt-size: 14pt\;'>Participants earn 30 hours of core credit toward the requ
 ired Salesperson Annual Education (SAE) or brokers license. Alternatively\
 , each TACS course counts for 10 hours of Continuing Education (MCE) credi
 t.&nbsp\;</span></div>\n</div>\n<p><span style='font-size: 14pt\;'></span>
 </p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco
 .sabor.com/Education/Registration/Details.aspx?cid=70bad533-48b3-f011-9e21
 -00155d102117'><img src='images/buttons/Registration.png' width='320' heig
 ht='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p
 >\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260813T083000
DTEND;TZID=America/Chicago:20260813T170000
RRULE:FREQ=DAILY;UNTIL=20260814T050000Z;INTERVAL=1
SUMMARY:TACS2: Commercial Real Estate Property Development (4 Days) SAE (Zo
 om Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11757-tacs2-commercial-real-estate-property-development-4-
 days-sae-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 14pt\;'>All Cours
 es require the use of a laptop Computer or Tablet. A laptop computer is pr
 eferred.</span>\n<div><br /><span style='font-size: 14pt\;'>TACS 2: Commer
 cial Real Estate Property Development.</span></div>\n<div><br /><span styl
 e='font-size: 14pt\;'>Course credit hours: 30\; Provider&nbsp\;&nbsp\;Texa
 s REALTORS® - 0001</span></div>\n<div><br /><span style='font-size: 14pt\;
 '>The Texas Accredited Commercial Specialist (TACS) certification teaches 
 you how to represent clients\, perform market analyses\, negotiate\, and u
 nderstand property development and management. The TACS will also equip yo
 u with skills in marketing and business development. This certification sh
 ows that you've pursued an intensive course of study in commercial real es
 tate and that you're dedicated to providing the highest level of service t
 o clients.</span></div>\n<div><span style='font-size: 14pt\;'></span><br /
 ><span style='font-size: 14pt\;'>TACS 2: Commercial Real Estate Property D
 evelopment is a required course for REALTORSÂ® to become eligible to obtai
 n the Texas Accredited Commercial Specialist (TACS). certification. It cov
 ers:</span><br /><span style='font-size: 14pt\;'>â€¢ Leasing\, Property an
 d Operations Management</span><br /><span style='font-size: 14pt\;'>â€¢ Va
 luation of Property</span><br /><span style='font-size: 14pt\;'>â€¢ Due Di
 ligence</span><br /><span style='font-size: 14pt\;'>â€¢ Valuation consider
 ations</span><br /><span style='font-size: 14pt\;'>â€¢ And more</span><br 
 /><span style='font-size: 14pt\;'>Participants earn 30 hours of core credi
 t toward the required Salesperson Annual Education (SAE) or brokers licens
 e. Alternatively\, each TACS course counts for 10 hours of Continuing Educ
 ation (MCE) credit.&nbsp\;</span></div>\n</div>\n<p><span style='font-size
 : 14pt\;'></span></p>\n<p><a href='https://sabor.com/account/login/?cobalt
 src=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=70bad5
 33-48b3-f011-9e21-00155d102117'><img src='images/buttons/Registration.png'
  width='320' height='90' alt='Registration' style='float: left\;' /></a></
 p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260813T081500UTC-48109CkKRD@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 18pt\;'><strong>Provider - 1-CEP |
  Course #10014-RENE | 4 CE</strong></span></div>\n<div><span style='font-s
 ize: 18pt\;'></span></div>\n<div><span style='font-size: 18pt\;'><strong>P
 LEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH THE PROVIDED PDF BOO
 K.</strong></span></div>\n<div><br /><span style='color: #000000\; font-si
 ze: 18pt\;'>Did you know that as a license holder you have TREC ethics sta
 ndards for engaging in the real estate business? Perhaps you belong to a r
 eal estate trade association that has a code of ethics as a requirement fo
 r engaging in the business. Texas law and the various trade association co
 de of ethics are similar yet not identical. This class is about your licen
 se requirements not\, trade associa­tion expectations. The course covers t
 he requirements Texas law places upon all license holders regard­ing ethic
 s and conduct when facilitating a real estate transaction.</span></div>\n<
 div>&nbsp\;</div>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=
 https://ramco.sabor.com/Education/Registration/Details.aspx?cid=2de57fc0-7
 db3-f011-9e21-00155d102117'><img src='images/buttons/REGISTER%20BUTTON.png
 ' width='320' height='100' alt='REGISTER BUTTON' style='float: left\;' /><
 /a></p>
DTSTART;TZID=America/Chicago:20260813T131500
DTEND;TZID=America/Chicago:20260813T171500
SUMMARY:Legal Update II (In Person/SABOR)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11783-legal-update-ii-in-person-sabor
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 18pt\;'><strong>P
 rovider - 1-CEP | Course #10014-RENE | 4 CE</strong></span></div>\n<div><s
 pan style='font-size: 18pt\;'></span></div>\n<div><span style='font-size: 
 18pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH THE
  PROVIDED PDF BOOK.</strong></span></div>\n<div><br /><span style='color: 
 #000000\; font-size: 18pt\;'>Did you know that as a license holder you hav
 e TREC ethics standards for engaging in the real estate business? Perhaps 
 you belong to a real estate trade association that has a code of ethics as
  a requirement for engaging in the business. Texas law and the various tra
 de association code of ethics are similar yet not identical. This class is
  about your license requirements not\, trade associa­tion expectations. Th
 e course covers the requirements Texas law places upon all license holders
  regard­ing ethics and conduct when facilitating a real estate transaction
 .</span></div>\n<div>&nbsp\;</div>\n<p><a href='https://sabor.com/account/
 login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.as
 px?cid=2de57fc0-7db3-f011-9e21-00155d102117'><img src='images/buttons/REGI
 STER%20BUTTON.png' width='320' height='100' alt='REGISTER BUTTON' style='f
 loat: left\;' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20260623T093000UTC-6478Xt4Tml@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Facility Rental
DTSTART;TZID=America/Chicago:20260813T150000
DTEND;TZID=America/Chicago:20260813T163000
SUMMARY:Heritage Homes & Ranches Brokerage Meeting
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/35-faci
 lity-rental/11772-heritage-homes-ranches-brokerage-meeting
END:VEVENT
BEGIN:VEVENT
UID:20260819T090000UTC-2044AReUdG@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div>\n<p><span style='font-size: 14pt\;'><strong>Provid
 er - 1 | Course #10014-RENE | 4 CE</strong></span></p>\n<p><span style='fo
 nt-size: 14pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG
 WITH THE PROVIDED PDF HANDBOOK</strong></span></p>\n<br /><span style='fon
 t-size: 14pt\;'>Did you know that as a license holder you have TREC ethics
  standards for engaging in the real estate business? Perhaps you belong to
  a real estate trade association that has a code of ethics as a requiremen
 t for engaging in the business. Texas law and the various trade associatio
 n code of ethics are similar yet not identical. This class is about your l
 icense requirements not\, trade associa­tion expectations. The course cove
 rs the requirements Texas law places upon all license holders regard­ing e
 thics and conduct when facilitating a real estate transaction.</span></div
 >\n<div><span style='font-size: 14pt\;'></span></div>\n</div>\n<p><a href=
 'https://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Educat
 ion/Registration/Details.aspx?cid=8196b6ef-7db3-f011-9e21-00155d102117'><i
 mg src='images/buttons/Registration.png' width='320' height='90' alt='Regi
 stration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
 \n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260815T090000
DTEND;TZID=America/Chicago:20260815T130000
SUMMARY:Legal Update II (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11766-legal-update-ii-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div>\n<p><span style='font-size: 14pt\
 ;'><strong>Provider - 1 | Course #10014-RENE | 4 CE</strong></span></p>\n<
 p><span style='font-size: 14pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVIC
 E TO FOLLOW ALONGWITH THE PROVIDED PDF HANDBOOK</strong></span></p>\n<br /
 ><span style='font-size: 14pt\;'>Did you know that as a license holder you
  have TREC ethics standards for engaging in the real estate business? Perh
 aps you belong to a real estate trade association that has a code of ethic
 s as a requirement for engaging in the business. Texas law and the various
  trade association code of ethics are similar yet not identical. This clas
 s is about your license requirements not\, trade associa­tion expectations
 . The course covers the requirements Texas law places upon all license hol
 ders regard­ing ethics and conduct when facilitating a real estate transac
 tion.</span></div>\n<div><span style='font-size: 14pt\;'></span></div>\n</
 div>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco
 .sabor.com/Education/Registration/Details.aspx?cid=8196b6ef-7db3-f011-9e21
 -00155d102117'><img src='images/buttons/Registration.png' width='320' heig
 ht='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p
 >\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260813T083000UTC-9218TxXdPC@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>&nbsp\;</div>\n<p><span style='font-size: 14pt\;'>30 SAE/C
 E Credits</span><br /><span style='font-size: 14pt\;'>TREC Approved</span>
 <br /><span style='font-size: 14pt\;'>Course #02640-REQC</span><br /><br /
 ><span style='font-size: 14pt\;'>The&nbsp\;Graduate\, REALTOR Institute (G
 RI) Designation&nbsp\;is one of the most prestigious and widely recognized
  designations available to the real estate professional. REALTORS who succ
 essfully complete all three GRI courses have the privilege of joining the 
 ranks of the elite group of REALTORS Institute graduates.</span><br /><spa
 n style='font-size: 14pt\;'>GRI: Business Skills is a required course for 
 REALTORS to become eligible to obtain the distinguished GRI designation. I
 t covers:</span><br /><span style='font-size: 14pt\;'>- Seller services\,<
 /span><br /><span style='font-size: 14pt\;'>- Buyer services\,</span><br /
 ><span style='font-size: 14pt\;'>- Technology\, and</span><br /><span styl
 e='font-size: 14pt\;'>- Environment &amp\; green building.</span><br /><br
  /><span style='font-size: 14pt\;'>Participants earn 30 hours of core cred
 it toward the required Sales Apprentice Education (SAE) or broker’s licens
 e.</span><br /><br /><span style='font-size: 14pt\;'>ABR ELECTIVE: To earn
  the GRI Designation\, all three (3) courses have to be completed:</span><
 /p>\n<p><br /><span style='font-size: 14pt\;'>GRI: Business Skills</span><
 /p>\n<p><br /><span style='font-size: 14pt\;'><a href='https://www.realtor
 academy.com/courses/graduate-realtor-institute-designation-gri-marketing-b
 usiness-skills/'>GRI: Brokerage</a></span></p>\n<div><span style='font-siz
 e: 14pt\;'><a href='https://www.realtoracademy.com/courses/graduate-realto
 r-institute-designation-gri-real-estate-brokerage/'>GRI: Contracts to Clos
 ing</a></span></div>\n<p><span style='font-size: 14pt\;'></span></p>\n<p><
 a href='https://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com
 /Education/Registration/Details.aspx?cid=06cc4285-77ba-f011-9e21-00155d102
 117'><img src='images/buttons/Registration.png' width='320' height='90' al
 t='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbs
 p\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260817T083000
DTEND;TZID=America/Chicago:20260817T170000
RRULE:FREQ=DAILY;UNTIL=20260818T050000Z;INTERVAL=1
SUMMARY:GRI: Business Skills (SAE) (4 Days) (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11754-gri-business-skills-sae-4-days-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>&nbsp\;</div>\n<p><span style='font-size:
  14pt\;'>30 SAE/CE Credits</span><br /><span style='font-size: 14pt\;'>TRE
 C Approved</span><br /><span style='font-size: 14pt\;'>Course #02640-REQC<
 /span><br /><br /><span style='font-size: 14pt\;'>The&nbsp\;Graduate\, REA
 LTOR Institute (GRI) Designation&nbsp\;is one of the most prestigious and 
 widely recognized designations available to the real estate professional. 
 REALTORS who successfully complete all three GRI courses have the privileg
 e of joining the ranks of the elite group of REALTORS Institute graduates.
 </span><br /><span style='font-size: 14pt\;'>GRI: Business Skills is a req
 uired course for REALTORS to become eligible to obtain the distinguished G
 RI designation. It covers:</span><br /><span style='font-size: 14pt\;'>- S
 eller services\,</span><br /><span style='font-size: 14pt\;'>- Buyer servi
 ces\,</span><br /><span style='font-size: 14pt\;'>- Technology\, and</span
 ><br /><span style='font-size: 14pt\;'>- Environment &amp\; green building
 .</span><br /><br /><span style='font-size: 14pt\;'>Participants earn 30 h
 ours of core credit toward the required Sales Apprentice Education (SAE) o
 r broker’s license.</span><br /><br /><span style='font-size: 14pt\;'>ABR 
 ELECTIVE: To earn the GRI Designation\, all three (3) courses have to be c
 ompleted:</span></p>\n<p><br /><span style='font-size: 14pt\;'>GRI: Busine
 ss Skills</span></p>\n<p><br /><span style='font-size: 14pt\;'><a href='ht
 tps://www.realtoracademy.com/courses/graduate-realtor-institute-designatio
 n-gri-marketing-business-skills/'>GRI: Brokerage</a></span></p>\n<div><spa
 n style='font-size: 14pt\;'><a href='https://www.realtoracademy.com/course
 s/graduate-realtor-institute-designation-gri-real-estate-brokerage/'>GRI: 
 Contracts to Closing</a></span></div>\n<p><span style='font-size: 14pt\;'>
 </span></p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https:
 //ramco.sabor.com/Education/Registration/Details.aspx?cid=06cc4285-77ba-f0
 11-9e21-00155d102117'><img src='images/buttons/Registration.png' width='32
 0' height='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nb
 sp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260813T083000UTC-0479b2109b@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 14pt\;'>All Courses require the us
 e of a laptop Computer or Tablet. A laptop computer is preferred.</span>\n
 <div><br /><span style='font-size: 14pt\;'>TACS 2: Commercial Real Estate 
 Property Development.</span></div>\n<div><br /><span style='font-size: 14p
 t\;'>Course credit hours: 30\; Provider&nbsp\;&nbsp\;Texas REALTORS® - 000
 1</span></div>\n<div><br /><span style='font-size: 14pt\;'>The Texas Accre
 dited Commercial Specialist (TACS) certification teaches you how to repres
 ent clients\, perform market analyses\, negotiate\, and understand propert
 y development and management. The TACS will also equip you with skills in 
 marketing and business development. This certification shows that you've p
 ursued an intensive course of study in commercial real estate and that you
 're dedicated to providing the highest level of service to clients.</span>
 </div>\n<div><span style='font-size: 14pt\;'></span><br /><span style='fon
 t-size: 14pt\;'>TACS 2: Commercial Real Estate Property Development is a r
 equired course for REALTORSÂ® to become eligible to obtain the Texas Accre
 dited Commercial Specialist (TACS). certification. It covers:</span><br />
 <span style='font-size: 14pt\;'>â€¢ Leasing\, Property and Operations Mana
 gement</span><br /><span style='font-size: 14pt\;'>â€¢ Valuation of Proper
 ty</span><br /><span style='font-size: 14pt\;'>â€¢ Due Diligence</span><br
  /><span style='font-size: 14pt\;'>â€¢ Valuation considerations</span><br 
 /><span style='font-size: 14pt\;'>â€¢ And more</span><br /><span style='fo
 nt-size: 14pt\;'>Participants earn 30 hours of core credit toward the requ
 ired Salesperson Annual Education (SAE) or brokers license. Alternatively\
 , each TACS course counts for 10 hours of Continuing Education (MCE) credi
 t.&nbsp\;</span></div>\n</div>\n<p><span style='font-size: 14pt\;'></span>
 </p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco
 .sabor.com/Education/Registration/Details.aspx?cid=70bad533-48b3-f011-9e21
 -00155d102117'><img src='images/buttons/Registration.png' width='320' heig
 ht='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p
 >\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260817T083000
DTEND;TZID=America/Chicago:20260817T170000
RRULE:FREQ=DAILY;UNTIL=20260818T050000Z;INTERVAL=1
SUMMARY:TACS2: Commercial Real Estate Property Development (4 Days) SAE (Zo
 om Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11760-tacs2-commercial-real-estate-property-development-4-
 days-sae-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 14pt\;'>All Cours
 es require the use of a laptop Computer or Tablet. A laptop computer is pr
 eferred.</span>\n<div><br /><span style='font-size: 14pt\;'>TACS 2: Commer
 cial Real Estate Property Development.</span></div>\n<div><br /><span styl
 e='font-size: 14pt\;'>Course credit hours: 30\; Provider&nbsp\;&nbsp\;Texa
 s REALTORS® - 0001</span></div>\n<div><br /><span style='font-size: 14pt\;
 '>The Texas Accredited Commercial Specialist (TACS) certification teaches 
 you how to represent clients\, perform market analyses\, negotiate\, and u
 nderstand property development and management. The TACS will also equip yo
 u with skills in marketing and business development. This certification sh
 ows that you've pursued an intensive course of study in commercial real es
 tate and that you're dedicated to providing the highest level of service t
 o clients.</span></div>\n<div><span style='font-size: 14pt\;'></span><br /
 ><span style='font-size: 14pt\;'>TACS 2: Commercial Real Estate Property D
 evelopment is a required course for REALTORSÂ® to become eligible to obtai
 n the Texas Accredited Commercial Specialist (TACS). certification. It cov
 ers:</span><br /><span style='font-size: 14pt\;'>â€¢ Leasing\, Property an
 d Operations Management</span><br /><span style='font-size: 14pt\;'>â€¢ Va
 luation of Property</span><br /><span style='font-size: 14pt\;'>â€¢ Due Di
 ligence</span><br /><span style='font-size: 14pt\;'>â€¢ Valuation consider
 ations</span><br /><span style='font-size: 14pt\;'>â€¢ And more</span><br 
 /><span style='font-size: 14pt\;'>Participants earn 30 hours of core credi
 t toward the required Salesperson Annual Education (SAE) or brokers licens
 e. Alternatively\, each TACS course counts for 10 hours of Continuing Educ
 ation (MCE) credit.&nbsp\;</span></div>\n</div>\n<p><span style='font-size
 : 14pt\;'></span></p>\n<p><a href='https://sabor.com/account/login/?cobalt
 src=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=70bad5
 33-48b3-f011-9e21-00155d102117'><img src='images/buttons/Registration.png'
  width='320' height='90' alt='Registration' style='float: left\;' /></a></
 p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260323T100000UTC-0073pVUpMt@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Partner Meetings
DTSTART;TZID=America/Chicago:20260420T100000
DTEND;TZID=America/Chicago:20260420T130000
RRULE:FREQ=MONTHLY;UNTIL=20261221T060000Z;INTERVAL=2;BYDAY=MO;BYSETPOS=3
SUMMARY:CTXMLS Board of Governors Meeting
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/39-part
 ner-meetings/11611-ctxmls-board-of-governors-meeting-2
END:VEVENT
BEGIN:VEVENT
UID:20260818T083000UTC-7987RGFACx@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 18pt\;'><strong>Provider: 1-CEP | 
 Course #06381-RECE | 3 CE</strong></span></div>\n<div><span style='font-si
 ze: 18pt\;'><strong>This class meets the 3-hour TREC&nbsp\;contracts requi
 rement for your license renewal.</strong></span></div>\n<div><span style='
 font-size: 18pt\;'></span></div>\n<div><span data-wrapper='true' style='fo
 nt-size: 18pt\;'>The 89th Texas Legislature addressed several important is
 sues affecting real estate statewide. Related legislation has been signed 
 into law\, including SB 2349 (effective Sept\, 1\, 2025) and SB 1968 (effe
 ctive Jan. 1\, 2026). These bills directly impact consumers and licensees.
  This course is designed to address these changes to the Texas Real Estate
  Licensing Act and bring awareness to licensees who are the boots on the g
 round working with buyers and sellers in a dynamic and changing real estat
 e environment.</span></div>\n<div>&nbsp\;</div>\n<div>&nbsp\;</div>\n<div>
 <img src='images/Coffee%20and%20Contracts%20TR%20Forms%20Changes%2008.2026
 %20Class%20social%201.png' alt='Coffee and Contracts TR Forms Changes 08.2
 026 Class social 1' style='display: block\; margin-left: auto\; margin-rig
 ht: auto\;' width='900' height='900' /></div>\n<div>&nbsp\;</div>\n<div>&n
 bsp\;</div>\n<div><a href='https://sabor.com/account/login/?cobaltsrc=http
 s://ramco.sabor.com/Education/Registration/Details.aspx?cid=848749ca-4581-
 f111-a745-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' wi
 dth='320' height='100' alt='REGISTER BUTTON' /></a></div>
DTSTART;TZID=America/Chicago:20260818T083000
DTEND;TZID=America/Chicago:20260818T120000
SUMMARY:Coffee & Contracts: Texas REALTORS® Forms Changes Update
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11771-coffee-contracts-texas-realtors-r-forms-changes-upda
 te
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 18pt\;'><strong>P
 rovider: 1-CEP | Course #06381-RECE | 3 CE</strong></span></div>\n<div><sp
 an style='font-size: 18pt\;'><strong>This class meets the 3-hour TREC&nbsp
 \;contracts requirement for your license renewal.</strong></span></div>\n<
 div><span style='font-size: 18pt\;'></span></div>\n<div><span data-wrapper
 ='true' style='font-size: 18pt\;'>The 89th Texas Legislature addressed sev
 eral important issues affecting real estate statewide. Related legislation
  has been signed into law\, including SB 2349 (effective Sept\, 1\, 2025) 
 and SB 1968 (effective Jan. 1\, 2026). These bills directly impact consume
 rs and licensees. This course is designed to address these changes to the 
 Texas Real Estate Licensing Act and bring awareness to licensees who are t
 he boots on the ground working with buyers and sellers in a dynamic and ch
 anging real estate environment.</span></div>\n<div>&nbsp\;</div>\n<div>&nb
 sp\;</div>\n<div><img src='images/Coffee%20and%20Contracts%20TR%20Forms%20
 Changes%2008.2026%20Class%20social%201.png' alt='Coffee and Contracts TR F
 orms Changes 08.2026 Class social 1' style='display: block\; margin-left: 
 auto\; margin-right: auto\;' width='900' height='900' /></div>\n<div>&nbsp
 \;</div>\n<div>&nbsp\;</div>\n<div><a href='https://sabor.com/account/logi
 n/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?c
 id=848749ca-4581-f111-a745-00155d0079f3'><img src='images/buttons/REGISTER
 %20BUTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a></div>
END:VEVENT
BEGIN:VEVENT
UID:20260812T083000UTC-60367toMjI@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>&nbsp\;</div>\n<div><span style='font-size: 18pt\;'><stron
 g>Provider 8-CEP | Course #02675-RENE | 6 CE</strong></span></div>\n<div><
 span style='font-size: 18pt\;'></span></div>\n<p><span style='font-size: 1
 8pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH THE 
 PROVIDED PDF HANDBOOK</strong></span><br /><br /><span style='font-size: 1
 8pt\;'>Broker Responsibility is a required 6-hour continuing education cou
 rse (CE) course. Any license holder may take this course\; all broker lice
 nse holders are required to take the course.</span><br /><span style='font
 -size: 18pt\;'>This course covers some important new and revised forms as 
 well as information regarding the regulatory aspects of the management\, o
 peration\, and supervision of a real estate brokerage firm in Texas. It pr
 ovides information about a broker's responsibilities and obligations under
  the Texas Administrative Code (22 TAC §532.2) which sets forth specific r
 equirements and best practices for brokers.</span><br /><span style='font-
 size: 18pt\;'>KEY POINTS</span><br /><span style='font-size: 18pt\;'>-Scop
 e and Competency</span><br /><span style='font-size: 18pt\;'>- Fiduciary R
 esponsibilities</span><br /><span style='font-size: 18pt\;'>- Property Man
 agement and Trust Accounts</span><br /><span style='font-size: 18pt\;'>- D
 elegated Supervisors and Teams</span><br /><span style='font-size: 18pt\;'
 >- Advertising and Registration of Names</span><br /><span style='font-siz
 e: 18pt\;'>- Written Policies</span><br /><span style='font-size: 18pt\;'>
 - Additional Broker Duties&nbsp\;</span></p>\n<p><span style='font-size: 1
 8pt\;'></span></p>\n<p><span style='font-size: 18pt\;'>&nbsp\;<a href='htt
 ps://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Education/
 Registration/Details.aspx?cid=3fadc6bf-de86-f111-a745-00155d0079f3'><img s
 rc='images/buttons/REGISTER%20BUTTON.png' width='320' height='100' alt='RE
 GISTER BUTTON' /></a></span></p>
DTSTART;TZID=America/Chicago:20260818T090000
DTEND;TZID=America/Chicago:20260818T160000
SUMMARY:Broker Responsibility (In Person/SABOR)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11784-broker-responsibility-in-person-sabor
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>&nbsp\;</div>\n<div><span style='font-siz
 e: 18pt\;'><strong>Provider 8-CEP | Course #02675-RENE | 6 CE</strong></sp
 an></div>\n<div><span style='font-size: 18pt\;'></span></div>\n<p><span st
 yle='font-size: 18pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLO
 W ALONG WITH THE PROVIDED PDF HANDBOOK</strong></span><br /><br /><span st
 yle='font-size: 18pt\;'>Broker Responsibility is a required 6-hour continu
 ing education course (CE) course. Any license holder may take this course\
 ; all broker license holders are required to take the course.</span><br />
 <span style='font-size: 18pt\;'>This course covers some important new and 
 revised forms as well as information regarding the regulatory aspects of t
 he management\, operation\, and supervision of a real estate brokerage fir
 m in Texas. It provides information about a broker's responsibilities and 
 obligations under the Texas Administrative Code (22 TAC §532.2) which sets
  forth specific requirements and best practices for brokers.</span><br /><
 span style='font-size: 18pt\;'>KEY POINTS</span><br /><span style='font-si
 ze: 18pt\;'>-Scope and Competency</span><br /><span style='font-size: 18pt
 \;'>- Fiduciary Responsibilities</span><br /><span style='font-size: 18pt\
 ;'>- Property Management and Trust Accounts</span><br /><span style='font-
 size: 18pt\;'>- Delegated Supervisors and Teams</span><br /><span style='f
 ont-size: 18pt\;'>- Advertising and Registration of Names</span><br /><spa
 n style='font-size: 18pt\;'>- Written Policies</span><br /><span style='fo
 nt-size: 18pt\;'>- Additional Broker Duties&nbsp\;</span></p>\n<p><span st
 yle='font-size: 18pt\;'></span></p>\n<p><span style='font-size: 18pt\;'>&n
 bsp\;<a href='https://sabor.com/account/login/?cobaltsrc=https://ramco.sab
 or.com/Education/Registration/Details.aspx?cid=3fadc6bf-de86-f111-a745-001
 55d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' width='320' hei
 ght='100' alt='REGISTER BUTTON' /></a></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20260219T113000UTC-1430xOshNM@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:FRAR Committee Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>Please contact <joomla-hidde
 n-mail  is-link='1' is-email='0' first='Y2hlbHNlYXJvYmVydHMucmVhbHRvcg==' 
 last='Z21haWwuY29t' text='Q2hlbHNlYSBSb2JlcnRz' base='' >This email addres
 s is being protected from spambots. You need JavaScript enabled to view it
 .</joomla-hidden-mail> or Mary Evans for any questions.</span></p>\n<p><sp
 an style='font-size: 24px\;'></span></p>
DTSTART;TZID=America/Chicago:20260317T113000
DTEND;TZID=America/Chicago:20260317T123000
RRULE:FREQ=MONTHLY;UNTIL=20261215T060000Z;INTERVAL=1;BYDAY=TU;BYSETPOS=3
SUMMARY:TREPAC Committee Meeting
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/21-comm
 ittee-meeting/11257-trepac-committee-meeting-2
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>Please cont
 act <joomla-hidden-mail  is-link='1' is-email='0' first='Y2hlbHNlYXJvYmVyd
 HMucmVhbHRvcg==' last='Z21haWwuY29t' text='Q2hlbHNlYSBSb2JlcnRz' base='' >
 This email address is being protected from spambots. You need JavaScript e
 nabled to view it.</joomla-hidden-mail> or Mary Evans for any questions.</
 span></p>\n<p><span style='font-size: 24px\;'></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20260817T083000UTC-7298WnvNJA@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 14pt\;'><strong>Provider: 8
 -CEP | Course #39160-RECE | 2 CE</strong></span></div>\n<div><span style='
 font-size: 14pt\;'><strong>Financial Wellness Series</strong></span></div>
 \n<div><span style='font-size: 14pt\;'></span></div>\n<div><span style='fo
 nt-size: 14pt\;'>This course gives real estate professionals the practical
  tax knowledge they need to stay compliant and avoid costly IRS problems. 
 Agents will learn how to manage the challenges of variable income\, track 
 expenses and deductions correctly\, and classify assistants properly under
  IRS rules. The course also covers how to maintain accurate documentation 
 for commissions\, fees\, rentals\, and business expenses\, as well as how 
 to meet quarterly tax requirements and prevent underpayment penalties. Par
 ticipants will gain clear steps for interpreting IRS noticesâ€”such as CP2
 000 lettersâ€”and responding on time. Finally\, the course provides simple
  record-keeping systems\, 1099 reporting guidance\, and directions on when
  to seek professional tax help to protect their business and financial sta
 bility.</span></div>\n</div>\n<p><span style='font-size: 14pt\;'></span></
 p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco.s
 abor.com/Education/Registration/Details.aspx?cid=f4836106-0c7a-f111-a745-0
 0155d0079f3'><img src='images/buttons/Registration.png' width='320' height
 ='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>
 \n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260818T120000
DTEND;TZID=America/Chicago:20260818T140000
SUMMARY:Shield Yourself from IRS: Don’t Get Caught Off Guard (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11763-shield-yourself-from-irs-dont-get-caught-off-guard-z
 oom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 14pt\;'><s
 trong>Provider: 8-CEP | Course #39160-RECE | 2 CE</strong></span></div>\n<
 div><span style='font-size: 14pt\;'><strong>Financial Wellness Series</str
 ong></span></div>\n<div><span style='font-size: 14pt\;'></span></div>\n<di
 v><span style='font-size: 14pt\;'>This course gives real estate profession
 als the practical tax knowledge they need to stay compliant and avoid cost
 ly IRS problems. Agents will learn how to manage the challenges of variabl
 e income\, track expenses and deductions correctly\, and classify assistan
 ts properly under IRS rules. The course also covers how to maintain accura
 te documentation for commissions\, fees\, rentals\, and business expenses\
 , as well as how to meet quarterly tax requirements and prevent underpayme
 nt penalties. Participants will gain clear steps for interpreting IRS noti
 cesâ€”such as CP2000 lettersâ€”and responding on time. Finally\, the cours
 e provides simple record-keeping systems\, 1099 reporting guidance\, and d
 irections on when to seek professional tax help to protect their business 
 and financial stability.</span></div>\n</div>\n<p><span style='font-size: 
 14pt\;'></span></p>\n<p><a href='https://sabor.com/account/login/?cobaltsr
 c=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=f4836106
 -0c7a-f111-a745-00155d0079f3'><img src='images/buttons/Registration.png' w
 idth='320' height='90' alt='Registration' style='float: left\;' /></a></p>
 \n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260815T090000UTC-4547dAGFhb@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div>\n<p><span style='font-size: 14pt\;'><strong>Provid
 er - 1 | Course #10014-RENE | 4 CE</strong></span></p>\n<p><span style='fo
 nt-size: 14pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG
 WITH THE PROVIDED PDF HANDBOOK</strong></span></p>\n<br /><span style='fon
 t-size: 14pt\;'>Did you know that as a license holder you have TREC ethics
  standards for engaging in the real estate business? Perhaps you belong to
  a real estate trade association that has a code of ethics as a requiremen
 t for engaging in the business. Texas law and the various trade associatio
 n code of ethics are similar yet not identical. This class is about your l
 icense requirements not\, trade associa­tion expectations. The course cove
 rs the requirements Texas law places upon all license holders regard­ing e
 thics and conduct when facilitating a real estate transaction.</span></div
 >\n<div><span style='font-size: 14pt\;'></span></div>\n</div>\n<p><a href=
 'https://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Educat
 ion/Registration/Details.aspx?cid=8196b6ef-7db3-f011-9e21-00155d102117'><i
 mg src='images/buttons/REGISTER%20BUTTON.png' width='320' height='100' alt
 ='REGISTER BUTTON' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260819T083000
DTEND;TZID=America/Chicago:20260819T123000
SUMMARY:Legal Update II (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11785-legal-update-ii-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div>\n<p><span style='font-size: 14pt\
 ;'><strong>Provider - 1 | Course #10014-RENE | 4 CE</strong></span></p>\n<
 p><span style='font-size: 14pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVIC
 E TO FOLLOW ALONGWITH THE PROVIDED PDF HANDBOOK</strong></span></p>\n<br /
 ><span style='font-size: 14pt\;'>Did you know that as a license holder you
  have TREC ethics standards for engaging in the real estate business? Perh
 aps you belong to a real estate trade association that has a code of ethic
 s as a requirement for engaging in the business. Texas law and the various
  trade association code of ethics are similar yet not identical. This clas
 s is about your license requirements not\, trade associa­tion expectations
 . The course covers the requirements Texas law places upon all license hol
 ders regard­ing ethics and conduct when facilitating a real estate transac
 tion.</span></div>\n<div><span style='font-size: 14pt\;'></span></div>\n</
 div>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco
 .sabor.com/Education/Registration/Details.aspx?cid=8196b6ef-7db3-f011-9e21
 -00155d102117'><img src='images/buttons/REGISTER%20BUTTON.png' width='320'
  height='100' alt='REGISTER BUTTON' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;
 </p>
END:VEVENT
BEGIN:VEVENT
UID:20260818T120000UTC-06017zPjjU@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 14pt\;'><strong>Provider 2-
 CEP | Course #13611-RECE | 3 CE</strong></span></div>\n<div><span style='f
 ont-size: 14pt\;'></span></div>\n<div><span style='font-size: 14pt\;'>Buil
 ding upon the written and video skills acquired in AI for Real Estate Part
 s 1 and 2\, this advanced course focuses on leveraging AI to elevate your 
 personal and property branding through social media. Participants will del
 ve into the creation of compelling social media posts and advertisements\,
  guided by AI assistance. The course will specifically emphasize using AI 
 to enhance existing skills in platforms like Canva. Additionally\, partici
 pants will explore a range of AI tools to efficiently generate impactful c
 ontent for social media sharing\, enabling effective network growth and en
 hanced visibility. Attendees are encouraged to come prepared with easy acc
 ess to their logo\, recent headshot\, and other branding images. The cours
 e will not only empower participants with practical skills but will also c
 ontinue the examination of the legal and ethical considerations associated
  with integrating AI into real estate marketing strategies. Elevate your o
 nline presence and stand out in the competitive real estate landscape with
  this advanced AI-driven branding course.</span></div>\n<div>&nbsp\;</div>
 \n</div>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://r
 amco.sabor.com/Education/Registration/Details.aspx?cid=b4c4b4e5-834d-f111-
 a743-00155d0079f3'><img src='images/buttons/Registration.png' width='320' 
 height='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\
 ;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260819T090000
DTEND;TZID=America/Chicago:20260819T120000
SUMMARY:AI for Real Estate Marketing 3 – Advanced AI-Driven Branding (Zoom 
 Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11765-ai-for-real-estate-marketing-3-advanced-ai-driven-br
 anding-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 14pt\;'><s
 trong>Provider 2-CEP | Course #13611-RECE | 3 CE</strong></span></div>\n<d
 iv><span style='font-size: 14pt\;'></span></div>\n<div><span style='font-s
 ize: 14pt\;'>Building upon the written and video skills acquired in AI for
  Real Estate Parts 1 and 2\, this advanced course focuses on leveraging AI
  to elevate your personal and property branding through social media. Part
 icipants will delve into the creation of compelling social media posts and
  advertisements\, guided by AI assistance. The course will specifically em
 phasize using AI to enhance existing skills in platforms like Canva. Addit
 ionally\, participants will explore a range of AI tools to efficiently gen
 erate impactful content for social media sharing\, enabling effective netw
 ork growth and enhanced visibility. Attendees are encouraged to come prepa
 red with easy access to their logo\, recent headshot\, and other branding 
 images. The course will not only empower participants with practical skill
 s but will also continue the examination of the legal and ethical consider
 ations associated with integrating AI into real estate marketing strategie
 s. Elevate your online presence and stand out in the competitive real esta
 te landscape with this advanced AI-driven branding course.</span></div>\n<
 div>&nbsp\;</div>\n</div>\n<p><a href='https://sabor.com/account/login/?co
 baltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=b4
 c4b4e5-834d-f111-a743-00155d0079f3'><img src='images/buttons/Registration.
 png' width='320' height='90' alt='Registration' style='float: left\;' /></
 a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260808T090000UTC-5954Hm5GzV@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 14pt\;'>Provider - 2 | Course #100
 12-RENE | 4 CE</span></div>\n<div>&nbsp\;</div>\n<p><span style='font-size
 : 14pt\;'>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH THE PROVI
 DED PDF HANDBOOK</span></p>\n<div><br /><span style='font-size: 14pt\;'>Di
 d you know that as a license holder you have legal requirements and regula
 tions for engaging in the real estate business? Perhaps you also belong to
  a trade association connected to the real estate business that has a code
  of conduct and you see that as a requirement for engaging in the business
 . There is more to your requirements than a trade associa­tion expectation
 s. It is every license holder’s responsibility to know and operate under t
 he current laws applicable to their license. The course covers the require
 ments Texas law places upon all license holders regard­ing ethical conduct
  when facilitating a real estate transaction.</span></div>\n<div>&nbsp\;</
 div>\n<div>&nbsp\;</div>\n<div><a href='https://sabor.com/account/login/?c
 obaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=c
 c55fcbc-71b3-f011-9e21-00155d102117'><img src='images/buttons/REGISTER%20B
 UTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a></div>
DTSTART;TZID=America/Chicago:20260819T133000
DTEND;TZID=America/Chicago:20260819T173000
SUMMARY:Legal Update I (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11786-legal-update-i-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 14pt\;'>Provider 
 - 2 | Course #10012-RENE | 4 CE</span></div>\n<div>&nbsp\;</div>\n<p><span
  style='font-size: 14pt\;'>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALO
 NG WITH THE PROVIDED PDF HANDBOOK</span></p>\n<div><br /><span style='font
 -size: 14pt\;'>Did you know that as a license holder you have legal requir
 ements and regulations for engaging in the real estate business? Perhaps y
 ou also belong to a trade association connected to the real estate busines
 s that has a code of conduct and you see that as a requirement for engagin
 g in the business. There is more to your requirements than a trade associa
 ­tion expectations. It is every license holder’s responsibility to know an
 d operate under the current laws applicable to their license. The course c
 overs the requirements Texas law places upon all license holders regard­in
 g ethical conduct when facilitating a real estate transaction.</span></div
 >\n<div>&nbsp\;</div>\n<div>&nbsp\;</div>\n<div><a href='https://sabor.com
 /account/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/D
 etails.aspx?cid=cc55fcbc-71b3-f011-9e21-00155d102117'><img src='images/but
 tons/REGISTER%20BUTTON.png' width='320' height='100' alt='REGISTER BUTTON'
  /></a></div>
END:VEVENT
BEGIN:VEVENT
UID:20260820T083000UTC-04813S0cpM@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<p><span style='font-size: 18pt\;'><strong>Provider - 2-CEP | C
 ourse #13639-RECE | 3 CE</strong></span><br /><span style='font-size: 18pt
 \;'><strong>This class meets the 3-hour TREC&nbsp\;contracts requirement f
 or your license renewal.</strong></span><br /><br /><span style='font-size
 : 18pt\;'>We will review the TREC promulgated 1 to 4 Family contract\, par
 agraph by paragraph\, and sentence by sentence to examine the issues and c
 ommon misunderstandings associated with the form. You will learn aspects o
 f the contract that most agents on the street are not familiar with. Learn
  what the professionals know and use to their advantage.</span></p>\n<p>&n
 bsp\;</p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://
 ramco.sabor.com/Education/Registration/Details.aspx?cid=f1e65df8-7b87-f111
 -a745-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' width=
 '320' height='100' alt='REGISTER BUTTON' /></a></p>
DTSTART;TZID=America/Chicago:20260820T083000
DTEND;TZID=America/Chicago:20260820T113000
SUMMARY:Contracts: The TREC 1-4 Family (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11787-contracts-the-trec-1-4-family-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'><strong>Pro
 vider - 2-CEP | Course #13639-RECE | 3 CE</strong></span><br /><span style
 ='font-size: 18pt\;'><strong>This class meets the 3-hour TREC&nbsp\;contra
 cts requirement for your license renewal.</strong></span><br /><br /><span
  style='font-size: 18pt\;'>We will review the TREC promulgated 1 to 4 Fami
 ly contract\, paragraph by paragraph\, and sentence by sentence to examine
  the issues and common misunderstandings associated with the form. You wil
 l learn aspects of the contract that most agents on the street are not fam
 iliar with. Learn what the professionals know and use to their advantage.<
 /span></p>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/account/login/?c
 obaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=f
 1e65df8-7b87-f111-a745-00155d0079f3'><img src='images/buttons/REGISTER%20B
 UTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20260820T083000UTC-3245CuLc1m@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<p>&nbsp\;</p>\n<div><span style='font-size: 18pt\;'><strong>Pr
 ovider 2-CEP | Course #13657-RECE | 3 CE</strong></span></div>\n<div><span
  style='font-size: 18pt\;'></span></div>\n<div><span style='font-size: 18p
 t\;'>To equip real estate agents with strategies to build a thriving busin
 ess by leveraging relationships. Agents will learn to implement client man
 agement systems\, develop personalized communication plans\, and utilize t
 argeted marketing to ensure a steady pipeline of referrals and repeat busi
 ness.</span></div>\n<div>&nbsp\;</div>\n<div>&nbsp\;</div>\n<p><a href='ht
 tps://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Education
 /Registration/Details.aspx?cid=7c07726c-7d87-f111-a745-00155d0079f3'><span
  style='font-size: 18pt\;'><img src='images/buttons/REGISTER%20BUTTON.png'
  width='320' height='100' alt='REGISTER BUTTON' /></span></a></p>\n<p>&nbs
 p\;</p>
DTSTART;TZID=America/Chicago:20260820T130000
DTEND;TZID=America/Chicago:20260820T160000
SUMMARY:Referral Rockstar (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11788-referral-rockstar-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p>&nbsp\;</p>\n<div><span style='font-size: 1
 8pt\;'><strong>Provider 2-CEP | Course #13657-RECE | 3 CE</strong></span><
 /div>\n<div><span style='font-size: 18pt\;'></span></div>\n<div><span styl
 e='font-size: 18pt\;'>To equip real estate agents with strategies to build
  a thriving business by leveraging relationships. Agents will learn to imp
 lement client management systems\, develop personalized communication plan
 s\, and utilize targeted marketing to ensure a steady pipeline of referral
 s and repeat business.</span></div>\n<div>&nbsp\;</div>\n<div>&nbsp\;</div
 >\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco.sa
 bor.com/Education/Registration/Details.aspx?cid=7c07726c-7d87-f111-a745-00
 155d0079f3'><span style='font-size: 18pt\;'><img src='images/buttons/REGIS
 TER%20BUTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></span>
 </a></p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260821T083000UTC-2530hWPMfV@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 18pt\;'><strong>Provider #2-CEP | 
 Course #27744-RECE | 4 CE</strong></span></div>\n<div><span style='font-si
 ze: 18pt\;'></span></div>\n<div><span style='font-size: 18pt\;'>An underst
 anding of the property tax system is essential to the career of any real e
 state agent in Texas. This course will provide licensees with a solid foun
 dation of understanding of the ad valorem property tax system in Texas. Co
 unty Appraisal Districts (CAD)\, local taxing authorities\, tax exemptions
 \, and the tax protest system will be examined. Agents will be able to exp
 lain how the system works\, what resources are available to the public\, a
 nd the basics of the protest process to clients.</span></div>\n<div>&nbsp\
 ;</div>\n<div><a href='https://sabor.com/account/login/?cobaltsrc=https://
 ramco.sabor.com/Education/Registration/Details.aspx?cid=34f32141-7e87-f111
 -a745-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' width=
 '320' height='100' alt='REGISTER BUTTON' /></a></div>
DTSTART;TZID=America/Chicago:20260821T083000
DTEND;TZID=America/Chicago:20260821T123000
SUMMARY:Texas Property Taxes (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11789-texas-property-taxes-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 18pt\;'><strong>P
 rovider #2-CEP | Course #27744-RECE | 4 CE</strong></span></div>\n<div><sp
 an style='font-size: 18pt\;'></span></div>\n<div><span style='font-size: 1
 8pt\;'>An understanding of the property tax system is essential to the car
 eer of any real estate agent in Texas. This course will provide licensees 
 with a solid foundation of understanding of the ad valorem property tax sy
 stem in Texas. County Appraisal Districts (CAD)\, local taxing authorities
 \, tax exemptions\, and the tax protest system will be examined. Agents wi
 ll be able to explain how the system works\, what resources are available 
 to the public\, and the basics of the protest process to clients.</span></
 div>\n<div>&nbsp\;</div>\n<div><a href='https://sabor.com/account/login/?c
 obaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=3
 4f32141-7e87-f111-a745-00155d0079f3'><img src='images/buttons/REGISTER%20B
 UTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a></div>
END:VEVENT
BEGIN:VEVENT
UID:20260804T120000UTC-0632tw8Gkv@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span data-wrapper='true' style='font-size: 14pt\;'><stron
 g>Provider: 8-CEP | Course #39181-RECE| 2 CE</strong></span>\n<div><span s
 tyle='font-size: 14pt\;'><strong>Financial Wellness Series</strong></span>
 </div>\n<div><br /><span style='font-size: 14pt\;'>This course teaches rea
 l estate professionals how to take control of their finances\, even with u
 npredictable commission-based income. Participants will learn how to build
  a simple\, effective budget\, create a consistent pay-yourself system\, a
 nd put basic tax planning into practice. The course also covers how to est
 ablish emergency reserves\, use essential financial tools and retirement o
 ptions\, and protect both income and assets. By the end\, agents will have
  a clear framework to manage money with confidence and long-term stability
 .</span></div>\n<div><span style='font-size: 14pt\;'></span></div>\n<div><
 span style='font-size: 14pt\;'>Financial Wellness Series</span></div>\n</d
 iv>\n<p>&nbsp\;<a href='https://sabor.com/account/login/?cobaltsrc=https:/
 /ramco.sabor.com/Education/Registration/Details.aspx?cid=c5ef4405-0b7a-f11
 1-a745-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' width
 ='320' height='100' alt='REGISTER BUTTON' /></a></p>
DTSTART;TZID=America/Chicago:20260821T120000
DTEND;TZID=America/Chicago:20260821T140000
SUMMARY:Smart Budgeting for Real Estate Pros (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11790-smart-budgeting-for-real-estate-pros-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span data-wrapper='true' style='font-siz
 e: 14pt\;'><strong>Provider: 8-CEP | Course #39181-RECE| 2 CE</strong></sp
 an>\n<div><span style='font-size: 14pt\;'><strong>Financial Wellness Serie
 s</strong></span></div>\n<div><br /><span style='font-size: 14pt\;'>This c
 ourse teaches real estate professionals how to take control of their finan
 ces\, even with unpredictable commission-based income. Participants will l
 earn how to build a simple\, effective budget\, create a consistent pay-yo
 urself system\, and put basic tax planning into practice. The course also 
 covers how to establish emergency reserves\, use essential financial tools
  and retirement options\, and protect both income and assets. By the end\,
  agents will have a clear framework to manage money with confidence and lo
 ng-term stability.</span></div>\n<div><span style='font-size: 14pt\;'></sp
 an></div>\n<div><span style='font-size: 14pt\;'>Financial Wellness Series<
 /span></div>\n</div>\n<p>&nbsp\;<a href='https://sabor.com/account/login/?
 cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=
 c5ef4405-0b7a-f111-a745-00155d0079f3'><img src='images/buttons/REGISTER%20
 BUTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20260825T100000UTC-5367JuLo9u@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 18pt\;'><strong>Provider 8-CEP | C
 ourse #39157-RECE | 2 CE</strong></span></div>\n<div><span style='font-siz
 e: 18pt\;'><strong>Financial Wellness Series</strong></span></div>\n<div><
 span style='font-size: 18pt\;'></span></div>\n<div><span style='font-size:
  18pt\;'>This course provides real estate brokers and team leaders with a 
 clear\, practical understanding of payroll compliance and worker classific
 ation. Participants will learn how to properly distinguish employees from 
 independent contractors using IRS guidelines\, understand payroll tax and 
 withholding responsibilities\, and choose the right payroll systems to sta
 y compliant. The training also covers the most common payroll mistakes tha
 t put brokerages at legal and financial risk\, as well as the documentatio
 n and record-keeping required to pass an audit. By the end of the course\,
  brokers will know how to protect their business\, avoid costly violations
 \, and maintain a compliant payroll process.</span></div>\n<div>&nbsp\;</d
 iv>\n<div><a href='https://sabor.com/account/login/?cobaltsrc=https://ramc
 o.sabor.com/Education/Registration/Details.aspx?cid=dd96cc37-0c7a-f111-a74
 5-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' width='320
 ' height='100' alt='REGISTER BUTTON' /></a></div>
DTSTART;TZID=America/Chicago:20260825T100000
DTEND;TZID=America/Chicago:20260825T120000
SUMMARY:Payroll Compliance: For Brokers & Future Brokers (Zoom Only)
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11791-payroll-compliance-for-brokers-future-brokers-zoom-o
 nly
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 18pt\;'><strong>P
 rovider 8-CEP | Course #39157-RECE | 2 CE</strong></span></div>\n<div><spa
 n style='font-size: 18pt\;'><strong>Financial Wellness Series</strong></sp
 an></div>\n<div><span style='font-size: 18pt\;'></span></div>\n<div><span 
 style='font-size: 18pt\;'>This course provides real estate brokers and tea
 m leaders with a clear\, practical understanding of payroll compliance and
  worker classification. Participants will learn how to properly distinguis
 h employees from independent contractors using IRS guidelines\, understand
  payroll tax and withholding responsibilities\, and choose the right payro
 ll systems to stay compliant. The training also covers the most common pay
 roll mistakes that put brokerages at legal and financial risk\, as well as
  the documentation and record-keeping required to pass an audit. By the en
 d of the course\, brokers will know how to protect their business\, avoid 
 costly violations\, and maintain a compliant payroll process.</span></div>
 \n<div>&nbsp\;</div>\n<div><a href='https://sabor.com/account/login/?cobal
 tsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=dd96c
 c37-0c7a-f111-a745-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTO
 N.png' width='320' height='100' alt='REGISTER BUTTON' /></a></div>
END:VEVENT
BEGIN:VEVENT
UID:20260825T123000UTC-41254tPAMk@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<p><span style='font-size: 12pt\;'>Rescheduled to September 28\
 , 2026&nbsp\;</span></p>\n<p><span style='font-size: 12pt\;'><a href='http
 s://www.fourriversrealtors.com/about-us/classes-events/22-association-clas
 ses/11843-legal-update-1-in-person-nb-office'>&nbsp\;Visit class for detai
 ls.</a></span></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260825T123000
DTEND;TZID=America/Chicago:20260825T163000
SUMMARY:Rescheduled - Legal Update 1 - IN PERSON ONLY
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11773-legal-update-1-in-person-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 12pt\;'>Rescheduled
  to September 28\, 2026&nbsp\;</span></p>\n<p><span style='font-size: 12pt
 \;'><a href='https://www.fourriversrealtors.com/about-us/classes-events/22
 -association-classes/11843-legal-update-1-in-person-nb-office'>&nbsp\;Visi
 t class for details.</a></span></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20250821T080000UTC-3853FGa8nk@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Local\, State and National Events
DESCRIPTION:<section class='event-specifics margin-2-bottom'>\n<h5>August 2
 6\, 2026 - August 30\, 2026 San Antonio Grand Hyatt</h5>\n<h6>Conference</
 h6>\n</section>\n<div class='post-content'>\n<div class='at-above-post add
 this_tool' data-url='/members/events/event-list/2026-shaping-texas-confere
 nce/'>&nbsp\;</div>\n<p>Save the date for the 2026 Shaping Texas Conferenc
 e in San Antonio.&nbsp\;</p>\n<p>Details to come!</p>\n</div>
DTSTART;TZID=America/Chicago:20260826T080000
DTEND;TZID=America/Chicago:20260830T170000
SUMMARY:Texas REALTORS® 2026 Shaping Texas Conference
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/43-loca
 l-state-national-events/10451-texas-realtors-r-2026-shaping-texas-conferen
 ce
X-ALT-DESC;FMTTYPE=TEXT/HTML:<section class='event-specifics margin-2-botto
 m'>\n<h5>August 26\, 2026 - August 30\, 2026 San Antonio Grand Hyatt</h5>
 \n<h6>Conference</h6>\n</section>\n<div class='post-content'>\n<div class=
 'at-above-post addthis_tool' data-url='/members/events/event-list/2026-sha
 ping-texas-conference/'>&nbsp\;</div>\n<p>Save the date for the 2026 Shapi
 ng Texas Conference in San Antonio.&nbsp\;</p>\n<p>Details to come!</p>\n<
 /div>
END:VEVENT
BEGIN:VEVENT
UID:20260121T100000UTC-9792Ve8epR@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Facility Rental
DTSTART;TZID=America/Chicago:20260826T093000
DTEND;TZID=America/Chicago:20260826T140000
SUMMARY:Marketing Mayhem - Women's Council of REALTORS® Hill Country
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/35-faci
 lity-rental/10761-marketing-mayhem-womens-council-of-realtors-r-hill-count
 ry
END:VEVENT
BEGIN:VEVENT
UID:20251204T100000UTC-4493J22htL@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:FRAR Committee Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>For more information on this
  committee\, please contact Gabrielle Moore\,&nbsp\;<joomla-hidden-mail  i
 s-link='1' is-email='1' first='Z2FicmllbGxl' last='Z2FicmllbGxlbW9vcmUuaW5
 mbw==' text='Z2FicmllbGxlQGdhYnJpZWxsZW1vb3JlLmluZm8=' base='' >This email
  address is being protected from spambots. You need JavaScript enabled to 
 view it.</joomla-hidden-mail>.</span></p>\n<p>&nbsp\;</p>\n<p><span style=
 'font-size: 18pt\;'>Location: </span></p>\n<p><span style='font-size: 18pt
 \;'>San Marcos Chamber of Commerce</span></p>\n<div itemprop='streetAddres
 s'><span style='font-size: 18pt\;'>202 N C M Allen Pkwy</span></div>\n<div
  itemprop='addressLocality'><span style='font-size: 18pt\;'>San Marcos\, T
 exas 78666</span></div>
DTSTART;TZID=America/Chicago:20260122T100000
DTEND;TZID=America/Chicago:20260122T110000
RRULE:FREQ=MONTHLY;UNTIL=20261203T060000Z;INTERVAL=1;BYDAY=TH;BYSETPOS=4
SUMMARY:Hays County Government Affairs Committee Meeting
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/21-comm
 ittee-meeting/10628-hays-county-government-affairs-committee-meeting
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>For more in
 formation on this committee\, please contact Gabrielle Moore\,&nbsp\;<joom
 la-hidden-mail  is-link='1' is-email='1' first='Z2FicmllbGxl' last='Z2Ficm
 llbGxlbW9vcmUuaW5mbw==' text='Z2FicmllbGxlQGdhYnJpZWxsZW1vb3JlLmluZm8=' ba
 se='' >This email address is being protected from spambots. You need JavaS
 cript enabled to view it.</joomla-hidden-mail>.</span></p>\n<p>&nbsp\;</p>
 \n<p><span style='font-size: 18pt\;'>Location: </span></p>\n<p><span style
 ='font-size: 18pt\;'>San Marcos Chamber of Commerce</span></p>\n<div itemp
 rop='streetAddress'><span style='font-size: 18pt\;'>202 N C M Allen Pkwy</
 span></div>\n<div itemprop='addressLocality'><span style='font-size: 18pt\
 ;'>San Marcos\, Texas 78666</span></div>
END:VEVENT
BEGIN:VEVENT
UID:20260827T113000UTC-22958O0wwR@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Facility Rental
CATEGORIES:Association Education Classes
DESCRIPTION:<h2><img src='images/8.27.26%20INVESTOR%20CLASS.png' alt='8.27.
 26 INVESTOR CLASS' /></h2>\n<p><a href='https://form.jotform.com/cpenawild
 /investor-class-at-four-rivers-'><img src='images/buttons/REGISTER%20BUTTO
 N.png' width='320' height='100' alt='REGISTER BUTTON' /></a></p>
DTSTART;TZID=America/Chicago:20260827T113000
DTEND;TZID=America/Chicago:20260827T130000
SUMMARY:Growing your Business with Real Estate Investors
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/35-faci
 lity-rental/11730-growing-your-business-with-real-estate-investors
X-ALT-DESC;FMTTYPE=TEXT/HTML:<h2><img src='images/8.27.26%20INVESTOR%20CLAS
 S.png' alt='8.27.26 INVESTOR CLASS' /></h2>\n<p><a href='https://form.jotf
 orm.com/cpenawild/investor-class-at-four-rivers-'><img src='images/buttons
 /REGISTER%20BUTTON.png' width='320' height='100' alt='REGISTER BUTTON' /><
 /a></p>
END:VEVENT
BEGIN:VEVENT
UID:20260825T123000UTC-2379EGkohz@https://fourriversrealtors.com/
DTSTAMP:20261003T043655Z
CATEGORIES:Association Education Classes
DESCRIPTION:<p><span style='font-size: 12pt\;'>Rescheduled to September 28\
 , 2026&nbsp\;</span></p>\n<p><a href='https://www.fourriversrealtors.com/a
 bout-us/classes-events/22-association-classes/11844-legal-updateii-in-pers
 on-nb-office'><span style='font-size: 12pt\;'>&nbsp\;Visit class for detai
 ls.</span></a></p>
DTSTART;TZID=America/Chicago:20260831T123000
DTEND;TZID=America/Chicago:20260831T163000
SUMMARY:Rescheduled - Legal Update 2 - IN PERSON ONLY
URL:https://www.fourriversrealtors.rapiws.com/community-involvement/22-asso
 ciation-classes/11774-legal-update-2-in-person-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 12pt\;'>Rescheduled
  to September 28\, 2026&nbsp\;</span></p>\n<p><a href='https://www.fourriv
 ersrealtors.com/about-us/classes-events/22-association-classes/11844-legal
 -updateii-in-person-nb-office'><span style='font-size: 12pt\;'>&nbsp\;Visi
 t class for details.</span></a></p>
END:VEVENT
END:VCALENDAR
